This may be the solution if you:

• Are struggling with your debts
• Have unsecured debts over £2,500 (including personal loans, excluding debts to your family/friends)
• Have two or more separate creditors
• Have credit card, store card or catalogue debt
• Have a bank overdraft
• Have default notices or CCJ's

What does debt management mean for me?

• You won't have to borrow more money – we work with the income and debts you have to provide an affordable debt management solution that is unique to you
• You'll be able to maintain a reasonable standard of living and repay your debts
• We deal with your creditors directly on your behalf
• You make one affordable monthly payment to Immediate Financial and we do the rest
• We aim to have your interest and charges frozen