And money-saving driving techniques come naturally to mature drivers, according to insurer Rias.
These include braking and accelerating gradually, using the right gears and having a high level of road awareness, which are the "natural hallmarks" of the driving style of the over-50s, managing director Janet Connor claimed.
She added: "This type of driving has many advantages, such as decreasing the amount of petrol used, reducing wear and tear on vehicles and, statistically speaking, resulting in fewer accidents."
This means those aged over 50 can get cheaper
However, drivers from younger generations may not be able to obtain such cheap policies, as The Co-operative Insurance has warned that the cost of cover for this group rose by 11.5 per cent in 2008.