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Latest financial news and articles

You don't have to be a money expert to stay in the know with what's happening in the world of finance. Our constantly updated news section provides bite-sized details of key facts, figures and changes.

Money management is "common sense"

Money management is "common sense"

31 Dec 2007 Read More

Drivers must extend cover when abroad

Drivers must extend cover when abroad

28 Dec 2007 Read More

That was the year that was

You could describe 2007 in many ways, but staid and boring would certainly not be among them. From interest rate hikes to credit crunches and failing banks it's certainly been a dramatic year, and one, in many ways, that is best put well and truly behind us. With 2008 knocking on the door, MoneyExpert.com rounds up the highs and lows of the year just past.

27 Dec 2007 Read More

'Sort out debt in the new year'

'Sort out debt in the new year'

27 Dec 2007 Read More

19 million hit the shops today

19 million hit the shops today

24 Dec 2007 Read More

Balance transfers and consolidation loans 'help with festive debt'

Balance transfers and consolidation loans 'help with festive debt'

24 Dec 2007 Read More

New year loans "difficult" to find

New year loans "difficult" to find

24 Dec 2007 Read More

Brits intend to 'save more' in 2008

Brits intend to 'save more' in 2008

21 Dec 2007 Read More

Credit crunch 'hits housing market'

Credit crunch 'hits housing market'

20 Dec 2007 Read More

Shopping research 'reduces costs'

Shopping research 'reduces costs'

20 Dec 2007 Read More

Frosting victims 'may not be insured'

Frosting victims 'may not be insured'

19 Dec 2007 Read More

Credit cards "convenient" for Christmas shopping

Credit cards "convenient" for Christmas shopping

19 Dec 2007 Read More

Gap widening in child trust fund savings war

Parents are being urged to reassess their Child Trust Funds as the gap between the best and worst accounts widens.

19 Dec 2007 Read More

Motorists warned about winter hazards

Motorists warned about winter hazards

18 Dec 2007 Read More

Lenders cut fixed-rate mortgages

Lenders cut fixed-rate mortgages

18 Dec 2007 Read More

Resolve to solve personal finances

With New Year fast approaching talk at the Christmas dinner table will no doubt turn to 2008 and the resolutions we intend to make. Along with the usual ideas about joining the gym and learning a new language you might want to add sorting your finances to the list. Unlike turning yourself into Rocky Balboa or picking up Mandarin, sorting your finances can be done relatively easily with just a couple of hours of thought.

18 Dec 2007 Read More

Xmas tills ring out in Big Apple

Ok so it might be a bit late to hop over to America for some Christmas shopping, but with experts predicting high street sales will continue long into January, there’s still plenty of time to catch a bit of retail therapy in the Big Apple – or closer to home if you can’t splash out on the air fare.

18 Dec 2007 Read More

Gifts of gold, frankincense…and a Child Trust Fund

Babies born this Christmas Day may not be bestowed with gold, frankincense and myrrh but they will receive £250 courtesy of the Government’s Child Trust Fund (CTF) scheme. In addition to the Government’s gifts, overall the nation’s children are expected to receive £2.4 billion this year from generous family and friends.

18 Dec 2007 Read More

Equity release – make an informed choice and avoid a rate sting

Equity release schemes have experienced something of a boom in recent years as more and more people see the advantages in raising some much-needed capital through their property. To make sure equity release is right for you MoneyExpert will help explain the process and steer you towards the right deal.

17 Dec 2007 Read More

'£2 bn spent on credit cards this week'

'£2 bn spent on credit cards this week'

17 Dec 2007 Read More

Unregulated lenders 'ineffective' route out of debt

Unregulated lenders 'ineffective' route out of debt

17 Dec 2007 Read More

Panic-buying 'increases Christmas expense'

Panic-buying 'increases Christmas expense'

14 Dec 2007 Read More

'Brits continue to save'

'Brits continue to save'

14 Dec 2007 Read More

Make the most of Christmas cards

With the weather turning distinctly seasonal over the last few days it’s hard to avoid the sense of imminent Christmas cheer. But as the mercury continues to plummet, our bank balances may be heading the same way.

14 Dec 2007 Read More

“Tis the season” to be burgled

Burglary at Christmas is an unfortunately common occurrence; when the holidays come around many of us take the opportunity to travel and see our family and friends. We leave our houses empty at a time when they are full of just the sorts of expensive items that would appeal to opportunistic thieves.

14 Dec 2007 Read More

Avoiding Christmas debt

With the weather turning distinctly seasonal over the last few days it’s hard to avoid the sense of imminent Christmas cheer. But as the mercury continues to plummet, so too, it seems, do our bank balances.

13 Dec 2007 Read More

Fixed rates give "peace of mind"

Fixed rates give "peace of mind"

13 Dec 2007 Read More

Mortar mess

Last week saw mortgage holders breathe a collective sigh of relief as the Bank of England dropped the base rate from 5.75% to 5.5%. This decision will make monthly outgoings on the mortgage that bit more affordable.

13 Dec 2007 Read More

Credit problems 'likely to increase'

Credit problems 'likely to increase'

13 Dec 2007 Read More

'Gloomy outlook for savings industry'

'Gloomy outlook for savings industry'

12 Dec 2007 Read More

Cost of living 'too high to afford insurance'

Cost of living 'too high to afford insurance'

12 Dec 2007 Read More

Tisa: Isas will increase in popularity

Tisa: Isas will increase in popularity

11 Dec 2007 Read More

99% Britons 'financially unfit'

99% Britons 'financially unfit'

11 Dec 2007 Read More

MoneyExpert.com’s Christmas money saving tips

MoneyExpert brings you its top Christmas money saving tips to keep you going 'til the New Year

11 Dec 2007 Read More

Borrowing circumstances crucial in 2008, says CML

Borrowing circumstances crucial in 2008, says CML

10 Dec 2007 Read More

Shoppers pay £892m in 'unnecessary interest '

Shoppers pay £892m in 'unnecessary interest '

10 Dec 2007 Read More

Quids for kids this Christmas

British children are due to receive a cash windfall of some £2.4 billion this Christmas as parents, grandparents, aunts and uncles turn to pounds and pennies for presents this year.

10 Dec 2007 Read More

LV=: Good for children to see savings grow

LV=: Good for children to see savings grow

7 Dec 2007 Read More

'Rate cut to benefit homeowners'

'Rate cut to benefit homeowners'

7 Dec 2007 Read More

More than 4.4 Million still paying for last Christmas

More than 4.4 million credit card customers still haven't cleared debts they ran up last Christmas as spending on this year's festive period hots up, new research* from MoneyExpert.com shows.

7 Dec 2007 Read More

999 at 90mph

Chief Constable Meredydd Hughes was more of a Lewis Hamilton than Inspector Lewis when he was caught doing 90mph in a 60mph zone. MoneyExpert.com races through the issues that you're likely to face if you end up on the wrong side of the road and the law...

7 Dec 2007 Read More

Control your Christmas spending

Now that the Christmas season is well and truly upon us the demands on our finances are starting to come thick and fast. Experts have predicted that we'll spend a total of £33 billion this year, which easily trumps last year's festive expenses.

7 Dec 2007 Read More

Protection comes at a cost

Payment Protection Insurance comes in for a lot of criticism and is often accused of being expensive and unnecessary. Many consumers don't understand how this insurance protects them or where it fits in to the cost of the financial product they are using.

7 Dec 2007 Read More

'Households need to review home contents insurance regularly'

'Households need to review home contents insurance regularly'

6 Dec 2007 Read More

Link found between test date and crashes

Link found between test date and crashes

6 Dec 2007 Read More

Saving for the future

Think of "Trust funds" and most of us picture a wealthy young American who spends summer in the Hamptons and winter skiing in Aspen. However the Ivanka Trumps and Paris Hiltons of this world aren't the only ones sitting on a nest egg these days.

6 Dec 2007 Read More

Bank Cuts Base Rate - What Should You Do About It?

The Bank of England sparked sighs of relief today by cutting interest rates for the first time since August 2005. Since then rates have steadily increased from 4.5% to a peak of 5.75%.

6 Dec 2007 Read More

'MPC will vote to maintain 5.75% rate'

'MPC will vote to maintain 5.75% rate'

5 Dec 2007 Read More

Shoppers urged to protect themselves when buying online

Shoppers urged to protect themselves when buying online

5 Dec 2007 Read More

'£25bn worth of presents in kids bedrooms'

'£25bn worth of presents in kids bedrooms'

4 Dec 2007 Read More

'Few people taking open market option'

'Few people taking open market option'

4 Dec 2007 Read More

Women "very independent when it comes to money"

Women "very independent when it comes to money"

3 Dec 2007 Read More

Long-term fixed-rate mortgages 'too limited'

Long-term fixed-rate mortgages 'too limited'

3 Dec 2007 Read More

'Drop' in investor confidence

'Drop' in investor confidence

30 Nov 2007 Read More

Consumers urged "to shop around" for credit cards

Consumers urged "to shop around" for credit cards

30 Nov 2007 Read More

Ah-ha! Partridge would be proud

"Cash-back!" was once the iconic catch phrase of television's Alan Partridge but it seems the credit card industry has taken his words of wisdom to heart.

30 Nov 2007 Read More

Fees’ a crowd

The coming months are traditionally a quiet time for the housing market, and this year will doubtless be no exception as mortgage lenders have let their application fees skyrocket over the last few months.

30 Nov 2007 Read More

Life of balance cards vs. zero percent balance transfer cards

Getting yourself out of a £25 billion hole can't be easy, but as the Chancellor worries about whether he is going to have to balance the books following the government's emergency loan to Northern Rock, many of us may be left scratching our heads at the somewhat smaller financial task of trying to work out which credit card to get next and asking ourselves what we should do with our existing debt.

30 Nov 2007 Read More

Home extensions can 'bump up' insurance premiums

Home extensions can 'bump up' insurance premiums

29 Nov 2007 Read More

Lending market 'holding up better than expected'

Lending market 'holding up better than expected'

29 Nov 2007 Read More

Loans for Christmas

With December just days away you can positively smell the festive spirit and it’s a rich, fragrant smell to boot, with Christmas spending estimated to top the £1 billion mark this year!

29 Nov 2007 Read More

Mortgage Fee Fear As Uncapped Charges Increase

The number of mortgages with uncapped upfront fees has skyrocketed over the past year, according to MoneyExpert.com

29 Nov 2007 Read More

Travel insurance for older people "makes sense"

Travel insurance for older people "makes sense"

28 Nov 2007 Read More

'Credit availability has led to increasing debt'

'Credit availability has led to increasing debt'

28 Nov 2007 Read More

Switching accounts is "just a matter of planning"

Switching accounts is "just a matter of planning"

27 Nov 2007 Read More

'Bankruptcy stigma lessening'

'Bankruptcy stigma lessening'

27 Nov 2007 Read More

Transfer market heats up

The number of zero per cent balance transfer deals on the market has risen by 13 per cent in the past year as firms increasingly target credit card borrowers trying to get their debts under control, analysis from MoneyExpert.com shows.

26 Nov 2007 Read More

UK 'oblivious' to effect of mortgage rates

UK 'oblivious' to effect of mortgage rates

26 Nov 2007 Read More

You'll never balk a loan

Newcastle United owner Mike Ashley may be finding it harder to bear the pain of that late Croatian goal against England than most of us.

26 Nov 2007 Read More

EastEnders are tight spenders

They may front one of the BBC’s flagship shows but the stars of Eastenders have been told that they will have to dig deep into their own pockets if they want their partners to attend this year’s Christmas party.

26 Nov 2007 Read More

Over one in ten ‘very concerned’ about debts

Just over one in four adults in debt have fallen further into debt in past 3 months.

26 Nov 2007 Read More

Half of drivers forget headlights, reveals study

Half of drivers forget headlights, reveals study

26 Nov 2007 Read More

Loans squeeze at £5,000 as average rates hit 9.5%

But borrowers taking £7,500 loans see rates drop significantly, says MoneyExpert.com

26 Nov 2007 Read More

Don't dodge debt - deal with it like Kerry

Recent reports suggest that former Atomic Kitten and now the face of Iceland Kerry Katona is in serious danger of being overrun with debt problems.

26 Nov 2007 Read More

50 Plus Savings Accounts

MoneyExpert examines how the 76 over 50s accounts on the market shape up and picks out some of the best deals available.

26 Nov 2007 Read More

Credit crunch

Striking out on your own and taking the decision to become self employed is a difficult choice but it can be a rewarding one. Some of the nation’s most recognisable and successful faces, people such as Alistair Campbell, Mario Testino and Derren Brown have all taken this step and made a name for themselves

26 Nov 2007 Read More

'Christmas gifts increase home contents risk'

'Christmas gifts increase home contents risk'

23 Nov 2007 Read More

'Joint mortgages should not be rushed into'

'Joint mortgages should not be rushed into'

23 Nov 2007 Read More

Celebrities 'pay more' for car insurance

Celebrities 'pay more' for car insurance

22 Nov 2007 Read More

"Doom and gloom" in pension market is true

"Doom and gloom" in pension market is true

22 Nov 2007 Read More

'Children receive £900 a year in financial support from grandparents'

'Children receive £900 a year in financial support from grandparents'

21 Nov 2007 Read More

Credit cards 'safer' for online shopping

Credit cards 'safer' for online shopping

21 Nov 2007 Read More

Home insurance market "still very competitive"

Home insurance market "still very competitive"

20 Nov 2007 Read More

Christmas shoppers need to be "more careful" with spending

Christmas shoppers need to be "more careful" with spending

20 Nov 2007 Read More

First-time buyers find new ways to afford homes

First-time buyers find new ways to afford homes

19 Nov 2007 Read More

'No need for new mortgage products'

'No need for new mortgage products'

19 Nov 2007 Read More

'Christmas movers are preparing for extra expense'

'Christmas movers are preparing for extra expense'

16 Nov 2007 Read More

'Young professionals invest in property'

'Young professionals invest in property'

16 Nov 2007 Read More

Plastic card spending predicted to increase

Plastic card spending predicted to increase

15 Nov 2007 Read More

Children in Britain get £29 billion in pocket money

Children in Britain get £29 billion in pocket money

15 Nov 2007 Read More

PPI is "just as important" for credit cards as for loans

PPI is "just as important" for credit cards as for loans

14 Nov 2007 Read More

Fuel prices 'drive motorists mad'

Fuel prices 'drive motorists mad'

14 Nov 2007 Read More

Homeowners 'missing out' on insurance savings

Homeowners 'missing out' on insurance savings

13 Nov 2007 Read More

CML: Positive outlook for remortgaging market

CML: Positive outlook for remortgaging market

13 Nov 2007 Read More

BUPA: Employers should help staff with debt worries

BUPA: Employers should help staff with debt worries

12 Nov 2007 Read More

3 million use credit cards daily

3 million use credit cards daily

12 Nov 2007 Read More

Car buyers to use loans to finance purchases

Car buyers to use loans to finance purchases

9 Nov 2007 Read More

Concern over personal loan PPI

Concern over personal loan PPI

9 Nov 2007 Read More

Expert warns of "serious" implications of not saving

Expert warns of "serious" implications of not saving

8 Nov 2007 Read More

Owners of several cars "drive more cautiously"

Owners of several cars "drive more cautiously"

8 Nov 2007 Read More

Top Credit Cards

Barclaycard Platinum With BT (33 Mths)

Barclaycard
  • 18.9% APR
    variable
  • 0% on BT (33months )
  • 2.99% Intro BT Fee
  • 0% on Purchases (6 months)
If you borrow £1200 at a purchase rate of 18.9% p.a.(variable), you will pay 18.9% APR Representative (variable).

Balance Transfer Credit Card (32 Mths)

Halifax
  • 18.9% APR
    variable
  • 0% on BT (32months )
  • 2.65% Intro BT Fee
  • 0% on Purchases (6 months)
If you borrow £1200 at a purchase rate of 18.95% p.a.(variable), you will pay 18.9% APR Representative (variable).

Platinum Balance Transfer Card (32 Mths)

Lloyds Bank
  • 18.9% APR
    variable
  • 0% on BT (32months )
  • 2.8% Intro BT Fee
  • 0% on Purchases (6 months)
If you borrow £1200 at a purchase rate of 18.94% p.a.(variable), you will pay 18.9% APR Representative (variable).
Simply Switch

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