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Savings Accounts

Compare Savings Accounts


Whether you are saving for a rainy day or have a lump sum to invest, we compare a range of savings accounts including instant access savings, fixed term savings and Cash ISAs. Use our service to find an account which can meet your needs.

For more information on savings accounts please view our FAQ's.

Our Experts Choice...

Principality e-Saver

Earn a variable rate of 2.85% Gross/AER

  • Includes a first year bonus of 1.20%
  • Open and manage account online




Savings Accounts
Notice Interest Deposit Apply
Paid Gross Rate Minimum Maximum
ING Direct Instant Access monthly 2.86 % £1.00 £1,000,000.00 Apply for a Savings Account

New customers cam enjoy a rate of 2.90% AER (2.86% gross p.a.) variable including a 2.36% gross p.a. bonus fixed for 12 months. This rate applies from the business day following account opening on balances up to £250,000 plus resulting interest. Otherwise standard variable rate applies, currently 0.50% AER (0.50% gross p.a.). After 12 months the rate will revert to the standard variable rate.

Principality Building Society Instant Access annually 2.85 % £1.00 £1,000,000.00 Apply for a Savings Account
e-Saver Issue 4 offers 2.85% p.a. (variable). Year 1 includes a bonus rate of 1.20% from the date of account opening.
Halifax Instant Access annually 2.80 % £1.00 £5,000,000.00 Apply for a Savings Account

An online savings account that gives you easy access to your money, and the flexibility of unlimited withdrawals and deposits. 2.80% gross/AER variable including 12 month fixed bonus of 2.70%.

Scottish Widows Bank Instant Access annually 2.80 % £1,000.00 £5,000,000.00 Apply for a Savings Account
Offers a rate of 2.80% Gross/AER (Variable). Rate includes a bonus of  0.89%. Minimum balance £1,000.
Nationwide Building Society fixed intro bonus until 31/01/13 3.10 % £1,000.00 £2,000,000.00 Apply for a Savings Account

Tax free saving with a Nationwide Online ISA. A great introductory fixed rate of up to 3.10% AER tax-free until 31 January 2013. Balances of £1,000 to £24,999 earn 2.75% AER, balances of £25,000 or more earn 3.10% AER. For any day your balance goes below £1,000 you earn a rate of 0.25% AER.

Governor Money na 3.10 % £100.00 £50,000.00 Apply for a Savings Account
A Governor account offers a single account for fixed term savings and Cash ISAs from a range of UK providers. All our competitive rates and exclusive products are available with one 10 minute online application.
ING Direct na 2.96 % £1.00 na Apply for a Savings Account

You can make the most of your Cash ISA allowance by enjoying a great tax free rate of 3.00% AER (2.96% gross p.a) guaranteed for 12 months from account opening. Interest paid monthly. Reverts to our standard variable Cash ISA rate after 12 months, which is currently 1.00% AER (1.00% gross p.a.).

United National Bank 90 days half-yearly 3.00 % £2,000.00 £500,000.00 Apply for a Savings Account
Offers a rate of 3.00% AER. Minimum deposit of £2,000. 90 day notice for withdrawal of funds. Penalty for early withdrawal.
Principality Building Society into bonus first 12 months 2.80 % £1.00 na Apply for a Savings Account

e-ISA Issue 2 offers 2.80% Tax-free/AER variable including a 1.00% tax fee bonus rate paid for one year from your ISA opening.

Vanquis Bank Ltd 3 years annually 4.15 % £1,000.00 £250,000.00 Apply for a Savings Account
Vanquis Bank High Yield - guaranteed savings rate for 3 years. Deposit between £1,000 to £250,000 for THREE YEARS in ONE PAYMENT and benefit from a guaranteed savings rate of 4.15% gross/AER based on an annual interest option. Monthly interest option also available (see website for details). Sole or Joint Accounts. Restricted to UK residents 18 years or older. No additional deposits, withdrawals or closure during term. Vanquis Bank Limited is a UK bank with operations and call centres in the UK and is regulated by the UK Financial Services Authority. Vanquis Bank High Yield is only available online.
Halifax 12 months intro bonus 2.60 % £1.00 na Apply for a Savings Account

Our internet-only ISA Saver Online helps you make the most of your tax free allowance, whilst giving you the flexibility and peace of mind of easy access to your savings. 2.60% tax free/AER variable including 12 month fixed bonus of 2.35%.

Nationwide Building Society none annually 2.50 % £1.00 £0.00 Apply for a Savings Account

Our Regular Savings account is designed to encourage you to save and keep on saving. Enjoy flexible savings with unlimited withdrawals and deposit up to £1,000 a month with the option to take a break if you want to. Rates from 0.10% AER to 2.50% AER.

Royal Bank of Scotland 19/03/2013 annually 3.20 % £5,000.00 £500,000.00 Apply for a Savings Account
1 year Fixed Rate Bond. Earn 3.20% AER/Gross when annual interest is selected and 3.20% AER 3.15% Gross p.a. when interest is paid monthly on balances of £25,000 to £500,000. Earn 3.00% AER/Gross when annual interest is selected and 3.00% AER 2.96% Gross p.a. when interest is paid monthly on balances between £5,000 and £24,999. You will need to have a RBS current account or instant access savings account (excluding all Cash ISA accounts) for the payment of interest.
NatWest 19/03/2013 annually 3.20 % £5,000.00 £500,000.00 Apply for a Savings Account
1 year Fixed Rate Bond. Earn 3.20% AER/Gross when annual interest is selected and 3.20% AER 3.15% Gross p.a. when interest is paid monthly on balances of £25,000+. Earn 3.00% AER/Gross when annual interest is selected and 3.00% AER 2.96% Gross p.a. when interest is paid monthly on balances between £5,000 and £24,999. You will need to have a NatWest current account or certain instant access savings accounts for payment of interest. The only savings accounts you can't use are our e-Savings and Cash ISA accounts.
Halifax 2 years annually 3.85 % £500.00 £5,000,000.00 Apply for a Savings Account

If you can leave your savings alone for a while, our internet-only Fixed Online Saver could really help your money grow faster. With a choice of terms, and a choice of when your interest is paid, you'll get a fixed return, at a fixed time.

NatWest 19/03/2014 annually 3.70 % £5,000.00 £500,000.00 Apply for a Savings Account
2 year Fixed Rate Bond. Earn 3.70% AER/Gross when annual interest is selected and 3.70% AER 3.64% Gross p.a. when interest is paid monthly on balances of £25,000+. Earn 3.40% AER/Gross when annual interest is selected and 3.40% AER 3.35% Gross p.a. when interest is paid monthly on balances between £5,000 and £24,999. You will need to have a NatWest current account or certain instant access savings accounts for payment of interest. The only savings accounts you can't use are our e-Savings and Cash ISA accounts.
Royal Bank of Scotland 19/03/2014 annually 3.70 % £5,000.00 £500,000.00 Apply for a Savings Account
2 year Fixed Rate Bond. Earn 3.70% AER/Gross when annual interest is selected and 3.70% AER 3.64% Gross p.a. when interest is paid monthly on balances of £25,000 to £500,000. Earn 3.40% AER/Gross when annual interest is selected and 3.40% AER 3.35% Gross p.a. when interest is paid monthly on balances between £5,000 and £24,999. You will need to have a RBS current account or instant access savings account (excluding all Cash ISA accounts) for the payment of interest.
Scottish Widows Bank 02/03/2015 annually 4.00 % £10,000.00 £5,000,000.00 Apply for a Savings Account
Issue 2 offers interest rates of 4.00% AER/Gross (Annually), 3.94% Gross (Quarterly) or 3.93% Gross (Monthly). Minimum Deposit £10,000. Deadline: 1st March 2012.
NatWest na 3.80 % £1,000.00 na Apply for a Savings Account

Offers a rate of 3.80% AER. Preferential rate of 4.20% AER for customers transferring in from another ISA provider.

Halifax na 4.30 % £500.00 £5,000,000.00 Apply for a Savings Account

If you can put away your money for a while and not touch it, our ISA Saver Fixed gives a fixed rate - so you’ll know exactly how much interest you’ll get back. And, best of all, it’s tax free. Fixed terms from 1 - 5 years. Interest rates from 2.25% tax free/AER to 4.40% tax free/AER.

Governor Money 07/02/2014 annually 3.50 % £100.00 £100,000.00 Apply for a Savings Account
A Governor account offers a single account for fixed term savings and Cash ISAs from a range of UK providers. All our competitive rates and exclusive products are available with one 10 minute online application.
Vanquis Bank Ltd 5 years annually 4.65 % £1,000.00 £250,000.00 Apply for a Savings Account

Vanquis Bank High Yield - guaranteed savings rate for 5 years. Deposit between £1,000 to £250,000 for FIVE YEARS in ONE PAYMENT and benefit from a guaranteed savings rate of 4.65% gross/AER based on an annual interest option. Monthly interest option also available (see website for details). Sole or Joint Accounts. Restricted to UK residents 18 years or older. No additional deposits, withdrawals or closure during term. Vanquis Bank Limited is a UK bank with operations and call centres in the UK and is regulated by the UK Financial Services Authority. Vanquis Bank High Yield is only available online.

Scottish Widows Bank 14/02/2017 annually 4.60 % £10,000.00 £5,000,000.00 Apply for a Savings Account
Issue 30 offers interest rates of 4.60% AER/Gross (Annually), 4.52% Gross (Quarterly) or 4.50% Gross (Monthly). Minimum Deposit £10,000. Deadline: 14th February 2012.
Royal Bank of Scotland na 3.80 % £1,000.00 na Apply for a Savings Account

Offers a rate of 3.80% AER. Preferential rate of 4.20% AER for customers transferring in from another ISA provider.

Halifax na 3.70 % £500.00 £5,000,000.00 Apply for a Savings Account

If you can put away your money for a while and not touch it, our ISA Saver Fixed gives a fixed rate - so you’ll know exactly how much interest you’ll get back. And, best of all, it’s tax free. Fixed terms from 1 - 5 years. Interest rates from 2.25% tax free/AER to 4.40% tax free/AER.

NatWest na 2.47 % £1.00 na Apply for a Savings Account
Why pay tax on your savings interest? NatWest e-ISA gives you up to 2.50% AER (variable)/2.47% Gross (variable), and the taxman doesn’t get a penny.
Royal Bank of Scotland na 2.00 % £1.00 £1,000,000.00 Apply for a Savings Account
Earn 0.55% to 2.00% AER/gross (variable). Manage your ISA - in-branch, online and on the phone.
Halifax 5 years annually 4.50 % £500.00 £5,000,000.00 Apply for a Savings Account

If you can leave your savings alone for a while, our internet-only Fixed Online Saver could really help your money grow faster. With a choice of terms, and a choice of when your interest is paid, you'll get a fixed return, at a fixed time.

NatWest na 1.98 % £1.00 na Apply for a Savings Account
Earn up to 2.00% AER/1.98% Gross - with instant access. Phone, post, in-branch and online - manage your NatWest Cash ISA your way.
Royal Bank of Scotland Instant Access annually 1.50 % £1.00 £1,000,000.00 Apply for a Savings Account
Start saving from £1 with our internet only savings account. Get more from your savings. Earn from 1.00% - 1.50% AER/Gross (variable), depending on how much you save.
NatWest Instant Access monthly 1.00 % £1.00 na Apply for a Savings Account
Offers a rewarding rate of 1.00% AER/Gross (variable) no matter how much you save.
HSBC Instant Access monthly 0.75 % £1.00 na Apply for a Savings Account
Earn up to 0.75% AER (0.75% gross including bonus interest) on savings from £1 up to £50,000 when you do not make a withdrawal. If you make a withdrawal, you will still get 0.25% AER (0.25% gross).
Nationwide Building Society intro bonus until 31/10/13 3.00 % £1.00 na Apply for a Savings Account

A great introductory fixed rate of 3.00% AER tax-free variable until 31 October 2013, after this the rate reverts to 2.10% AER tax-free variable. Make unlimited deposits up to the annual Junior ISA limit, currently £3,600. The money in the Smart Junior ISA belongs to your child but they can't access it until they are 18. Your child can have a Smart Junior ISA if they are under 16, a UK resident and have never been issued with a Child Trust Fund voucher.

Halifax Instant Access annually 2.50 % £1.00 £5,000,000.00 Apply for a Savings Account
A savings account exclusively for Halifax qualifying current account customers that rewards them with a great interest rate of 2.50% gross/AER variable. Rate falls to 2.25% gross/AER variable if five or more withdrawals are made.

How To Find The Right Savings Account For You

To find the best savings account or the savings account that matches your needs ensure that you shop around. Every savings account has different criteria from paying interest on a monthly to yearly basis, flexibility to access your account and interest AER and these may vary depending on your circumstances.

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