Compare Current Accounts – Overdraft Accounts, High Interest Current Accounts & Basic Bank Accounts

Current Accounts, Packaged Current Accounts & Basic Bank Accounts...

A current account offers a safe place to store your day-to-day money. If you are looking for a UK bank account, an upgraded current account or just a basic bank account, compare our selection of the most popular UK current accounts below!

For more information on current accounts please view our FAQ's.

Company	Account	Interest	Overdraft
	Preferred Current Account	monthly	5.00 %	na	£0.00
Up to £300 when you switch your main current account to Santander Preferred Current Account £100: for new customers who switch their main current account to Santander Preferred Current Account £200: for existing Santander mortgage customers who switch their main current account to Santander Preferred Current Account £300: for existing Santander mortgage customers, who have or can deposit at least £10,000 in Santander savings and switch their main current account to Santander Preferred Current Account
Representative Example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first 12 months. Then 50p per day capped at 10 days each monthly statement period applies thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.

	Bank Account	na	6.00 %	19.90 % interest per annum (variable)	£0.00
HSBC Bank Account - 6% interest on your Current Account. Offer applies when you switch to HSBC Advance or Bank Account. Terms and conditions apply.

	FlexAccount	na	na	18.90 % interest per annum (variable)	£0.00
Our current account, FlexAccount, gives you access to a range of exclusive offers, including free European travel insurance, discounted personal loans and special mortgage deals - all with no monthly account fee.

	Everyday Current Account	na	na	na	£0.00
Santander's Everyday Current Account offers simple, straightforward banking.
Representative Example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first 4 months. Then 50p per day capped at 20 days each monthly statement period applies thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.

	Select Account	na	na	19.89 % interest per annum (variable)	£100.00
NatWest Select Account - All the essentials to make everyday banking easy for you - no monthly account fee.
Representative Example: If you have an overdraft limit of £100, a 0% EAR (variable) charge will apply.

	Select Account	na	na	19.89 % interest per annum (variable)	£100.00
RBS Select Account - All the essentials to make everyday banking easy for you - no monthly account fee.
Representative Example: If you have an overdraft limit of £100, a 0% EAR (variable) charge will apply.

	Bank Account	na	na	19.30 % interest per annum (variable)	£0.00
Straightforward convenient account with no monthly fee. The fee free account that gives you an overdraft and access to telephone and online banking.
Representative Example: Up to £5,000, 19.3% interest p.a. (variable). Subject to status and application.

	HSBC Advance	na	na	17.90 % interest per annum (variable)	£0.00
In the January sale we're offering HSBC Advance at £9.95 for 12 months. HSBC Advance has an initial 12 months contract then renewable monthly. This offer is available to customers with either Basic Bank Account, Current Account, Bank Account, Bank Account Pay Monthly or Passport Bank Account who successfully upgrade to HSBC Advance between 22 December 2011 and 29 February 2012. This offer is not available to existing HSBC Advance customers or if you have a current account with HSBC Bank plc by 21 December 2011. For information about our charges and interest rates please consult our price list in our branches, over the phone or online.

	Additions Active	na	na	18.30 % interest per annum (variable)	£300.00
£15 a month including breakdown cover and worldwide multi–trip travel insurance. Interest free overdraft up to £300.
Representative Example: Up to £300, 0% interest p.a. (variable). £301-£5,000, 18.3% interest p.a. (variable). Subject to status and application.

	Current Account Plus	na	na	18.30 % interest per annum (variable)	£300.00
£6.50 a month, including mobile phone and gadget insurance (subject to registration). Interest free overdraft up to £300.
Representative Example: Up to £300, 0% interest p.a. (variable). £301-£5,000, 18.3% interest p.a. (variable). Subject to status and application.

	Advantage Gold	na	na	19.49 % interest per annum (variable)	£100.00
NatWest Advantage Gold Account - get travel insurance, breakdown cover from Green Flag and mobile phone insurance (including smartphones). Monthly account fee - £12.95.
Representative Example: If you have an overdraft limit of £100, a 0% EAR (variable) charge will apply.

	Royalties Gold	na	na	19.24 % interest per annum (variable)	£250.00
RBS Royalties Gold Account - get travel insurance, breakdown cover from Green Flag, as well as mobile phone insurance (including smartphones). Monthly account fee - £12.95.
Representative Example: If you have an overdraft limit of £250, a 0% EAR (variable) charge will apply.

	Select Silver Account	na	na	19.89 % interest per annum (variable)	£100.00
NatWest Select Silver - includes three DVD rentals and up to 2 hours online streaming every month from LOVEFiLM - £8 a month.

	Select Silver Account	na	na	19.89 % interest per annum (variable)	£100.00
RBS Select Silver Account - mobile phone insurance - includes iPhones, £8 monthly account fee.

Company

Account

Interest

Overdraft

Paid

AER

Rate

Limit

Preferred Current Account

monthly

5.00 %

£0.00

Apply for a Santander Preferred Current Account

Up to £300 when you switch your main current account to Santander Preferred Current Account
£100: for new customers who switch their main current account to Santander Preferred Current Account
£200: for existing Santander mortgage customers who switch their main current account to Santander Preferred Current Account
£300: for existing Santander mortgage customers, who have or can deposit at least £10,000 in Santander savings and switch their main current account to Santander Preferred Current Account

Representative Example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first 12 months. Then 50p per day capped at 10 days each monthly statement period applies thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.

Bank Account

6.00 %

19.90 % interest
per annum (variable)

£0.00

HSBC Bank Account - 6% interest on your Current Account. Offer applies when you switch to HSBC Advance or Bank Account. Terms and conditions apply.

FlexAccount

18.90 % interest
per annum (variable)

£0.00

Apply for a Nationwide Building Society FlexAccount

Our current account, FlexAccount, gives you access to a range of exclusive offers, including free European travel insurance, discounted personal loans and special mortgage deals - all with no monthly account fee.

Everyday Current Account

£0.00

Santander's Everyday Current Account offers simple, straightforward banking.

Representative Example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first 4 months. Then 50p per day capped at 20 days each monthly statement period applies thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.

Select Account

19.89 % interest
per annum (variable)

£100.00

NatWest Select Account - All the essentials to make everyday banking easy for you - no monthly account fee.

Representative Example: If you have an overdraft limit of £100, a 0% EAR (variable) charge will apply.

Select Account

19.89 % interest
per annum (variable)

£100.00

Apply for a Royal Bank of Scotland Select Account

RBS Select Account - All the essentials to make everyday banking easy for you - no monthly account fee.

Representative Example: If you have an overdraft limit of £100, a 0% EAR (variable) charge will apply.

Bank Account

19.30 % interest
per annum (variable)

£0.00

Straightforward convenient account with no monthly fee. The fee free account that gives you an overdraft and access to telephone and online banking.

Representative Example: Up to £5,000, 19.3% interest p.a. (variable). Subject to status and application.

HSBC Advance

17.90 % interest
per annum (variable)

£0.00

In the January sale we're offering HSBC Advance at £9.95 for 12 months. HSBC Advance has an initial 12 months contract then renewable monthly. This offer is available to customers with either Basic Bank Account, Current Account, Bank Account, Bank Account Pay Monthly or Passport Bank Account who successfully upgrade to HSBC Advance between 22 December 2011 and 29 February 2012. This offer is not available to existing HSBC Advance customers or if you have a current account with HSBC Bank plc by 21 December 2011. For information about our charges and interest rates please consult our price list in our branches, over the phone or online.

Additions Active

18.30 % interest
per annum (variable)

£300.00

£15 a month including breakdown cover and worldwide multi–trip travel insurance. Interest free overdraft up to £300.

Representative Example: Up to £300, 0% interest p.a. (variable). £301-£5,000, 18.3% interest p.a. (variable). Subject to status and application.

Current Account Plus

18.30 % interest
per annum (variable)

£300.00

Apply for a Barclays Current Account Plus

£6.50 a month, including mobile phone and gadget insurance (subject to registration). Interest free overdraft up to £300.

Representative Example: Up to £300, 0% interest p.a. (variable). £301-£5,000, 18.3% interest p.a. (variable). Subject to status and application.

Advantage Gold

19.49 % interest
per annum (variable)

£100.00

NatWest Advantage Gold Account - get travel insurance, breakdown cover from Green Flag and mobile phone insurance (including smartphones). Monthly account fee - £12.95.

Representative Example: If you have an overdraft limit of £100, a 0% EAR (variable) charge will apply.

Royalties Gold

19.24 % interest
per annum (variable)

£250.00

Apply for a Royal Bank of Scotland Royalties Gold

RBS Royalties Gold Account - get travel insurance, breakdown cover from Green Flag, as well as mobile phone insurance (including smartphones). Monthly account fee - £12.95.

Representative Example: If you have an overdraft limit of £250, a 0% EAR (variable) charge will apply.

Select Silver Account

19.89 % interest
per annum (variable)

£100.00

Apply for a NatWest Select Silver Account

NatWest Select Silver - includes three DVD rentals and up to 2 hours online streaming every month from LOVEFiLM - £8 a month.

Select Silver Account

19.89 % interest
per annum (variable)

£100.00

Apply for a Royal Bank of Scotland Select Silver Account

RBS Select Silver Account - mobile phone insurance - includes iPhones, £8 monthly account fee.

Find the best current accounts

Make a real difference to your finances with the best UK current account. No need to individual visit different current account providers and spend hours researching the market; we’ve done it all for you. Compare the best current accounts instantly and without cost, obligation or credit checks. Maybe you’re looking to switch current account to save on fees or after a high interest current account or are you looking for your first current account? Whatever your requirements, compare current accounts in seconds on MoneyExpert and find a great current account to match your needs.

Remember that not all current accounts are the same and some offer internet access, free overdrafts, high interest rates as well as the usual features such as debit card, cheque book etc. You don’t have to stick with the current account you have if you find one that’s got a better interest rate or lower fees. Whatever your requirements there’s an account to suit you! Find a great current account online in an instant with MoneyExpert. The service is quick, easy and free. Not only that but there’s no obligation to purchase or no credit checks.

The current account market information is now available at the touch of a button on MoneyExpert. Compare and apply online in minutes and save yourself time and money. Select a great current account and start earning interest, paying reduced fees or have easier access to your money today. MoneyExpert’s current account comparison service is free, without obligation or credit checks. It’s fast, free and easy to use.

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The Co-Operative Bank are clearly still feeling the festive cheer as they have announced their intention to scrap interest rates on overdrafts as millions pay off post-Christmas debts.

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