Compare Current Accounts – Overdraft Accounts, High Interest Current Accounts & Basic Bank Accounts

Current Accounts, Packaged Current Accounts & Basic Bank Accounts...

A current account offers a safe place to store your day-to-day money. If you are looking for a UK bank account, an upgraded current account or just a basic bank account, compare our selection of the most popular UK current accounts below!

For more information on current accounts please view our handy guide.

Company	Account	Interest	Overdraft
	123 Current Account	monthly	3.00 %	na	£0.00
Earn Cashback on household bills. 1% Cashback on water and council tax bills. 2% Cashback on gas and electricity bills. 3% on mobile, home phone, broadband and paid for TV packages. Household bills exclude TV licence, maintenance/insurance contracts and commercial usage. Earn up to 3% interest on your credit balance. 1% AER (variable) on balances over £1,000. 2% AER (variable) on balances over £2,000. 3% AER (variable) on balances over £3,000. Fund the account with £500 a month (a minimum balance of £1,000 is required to receive interest). Pay a monthly account fee of £2, which will be taken automatically from your account each month.
Representative Example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first four months. Then £1 each day capped at 20 days in each monthly statement period. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.

	Reward Current Account => £1,000 per month	na	na	na	£0.00
£5 in your pocket month in, month out with our Reward Current Account. It's our way of saying thanks. Just pay in £1,000 each month.

	FlexAccount	na	na	18.90 % interest per annum (variable)	£0.00
Our current account, FlexAccount, gives you access to a range of exclusive offers, including free European travel insurance, discounted personal loans and special mortgage deals - all with no monthly account fee.

	Everyday Current Account	na	na	na	£0.00
Santander's Everyday Current Account offers simple, straightforward banking.
Representative Example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first 4 months. Then 50p per day capped at 20 days each monthly statement period applies thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.

	Select Account	na	na	19.89 % interest per annum (variable)	£100.00
NatWest Select Account - All the essentials to make everyday banking easy for you - no monthly account fee.
Representative Example: If you have an overdraft limit of £100, a 0% EAR (variable) charge will apply.

	Select Account	na	na	19.89 % interest per annum (variable)	£100.00
RBS Select Account - All the essentials to make everyday banking easy for you - no monthly account fee.
Representative Example: If you have an overdraft limit of £100, a 0% EAR (variable) charge will apply.

	Bank Account	na	na	19.30 % interest per annum (variable)	£0.00
Straightforward convenient account with no monthly fee. The fee free account that gives you an overdraft and access to telephone and online banking.
Representative Example: Up to £5,000, 19.3% interest p.a. (variable). Subject to status and application.

	Current Account < £1,000 per month	na	na	na	£0.00
An everyday bank account with all the standard features you'd expect.

	Additions Active	na	na	18.30 % interest per annum (variable)	£300.00
£15 a month including breakdown cover and worldwide multi–trip travel insurance. Interest free overdraft up to £300.
Representative Example: Up to £300, 0% interest p.a. (variable). £301-£5,000, 18.3% interest p.a. (variable). Subject to status and application.

	Current Account Plus	na	na	18.30 % interest per annum (variable)	£300.00
£6.50 a month, including mobile phone and gadget insurance (subject to registration). Interest free overdraft up to £300.
Representative Example: Up to £300, 0% interest p.a. (variable). £301-£5,000, 18.3% interest p.a. (variable). Subject to status and application.

	Ultimate Reward Current Account => £1,000 per mth	na	na	na	£300.00
Take out an Ultimate Reward Current Account and as well as getting all the features you'd expect, you'll get plenty of other great benefits for just £12.50 a month. Plus we'll give you a £5 reward payment each month you pay in £1,000.

	Advantage Gold	na	na	19.49 % interest per annum (variable)	£100.00
NatWest Advantage Gold Account - get travel insurance, breakdown cover from Green Flag and mobile phone insurance (including smartphones). Monthly account fee - £12.95.
Representative Example: If you have an overdraft limit of £100, a 0% EAR (variable) charge will apply.

	Royalties Gold	na	na	19.24 % interest per annum (variable)	£250.00
RBS Royalties Gold Account - get travel insurance, breakdown cover from Green Flag, as well as mobile phone insurance (including smartphones). Monthly account fee - £12.95.
Representative Example: If you have an overdraft limit of £250, a 0% EAR (variable) charge will apply.

	Select Silver Account	na	na	19.89 % interest per annum (variable)	£100.00
NatWest Select Silver - includes three DVD rentals and up to 2 hours online streaming every month from LOVEFiLM - £8 a month.

	Select Silver Account	na	na	19.89 % interest per annum (variable)	£100.00
RBS Select Silver Account - mobile phone insurance - includes iPhones, £8 monthly account fee.

Company

Account

Interest

Overdraft

Paid

AER

Rate

Limit

123 Current Account

monthly

3.00 %

£0.00

Apply for a Santander 123 Current Account

Earn Cashback on household bills. 1% Cashback on water and council tax bills. 2% Cashback on gas and electricity bills. 3% on mobile, home phone, broadband and paid for TV packages. Household bills exclude TV licence, maintenance/insurance contracts and commercial usage. Earn up to 3% interest on your credit balance. 1% AER (variable) on balances over £1,000. 2% AER (variable) on balances over £2,000. 3% AER (variable) on balances over £3,000. Fund the account with £500 a month (a minimum balance of £1,000 is required to receive interest). Pay a monthly account fee of £2, which will be taken automatically from your account each month.

Representative Example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first four months. Then £1 each day capped at 20 days in each monthly statement period. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.

Reward Current Account => £1,000 per month

£0.00

£5 in your pocket month in, month out with our Reward Current Account. It's our way of saying thanks. Just pay in £1,000 each month.

FlexAccount

18.90 % interest
per annum (variable)

£0.00

Apply for a Nationwide Building Society FlexAccount

Our current account, FlexAccount, gives you access to a range of exclusive offers, including free European travel insurance, discounted personal loans and special mortgage deals - all with no monthly account fee.

Everyday Current Account

£0.00

Santander's Everyday Current Account offers simple, straightforward banking.

Representative Example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first 4 months. Then 50p per day capped at 20 days each monthly statement period applies thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.

Select Account

19.89 % interest
per annum (variable)

£100.00

NatWest Select Account - All the essentials to make everyday banking easy for you - no monthly account fee.

Representative Example: If you have an overdraft limit of £100, a 0% EAR (variable) charge will apply.

Select Account

19.89 % interest
per annum (variable)

£100.00

Apply for a Royal Bank of Scotland Select Account

RBS Select Account - All the essentials to make everyday banking easy for you - no monthly account fee.

Representative Example: If you have an overdraft limit of £100, a 0% EAR (variable) charge will apply.

Bank Account

19.30 % interest
per annum (variable)

£0.00

Straightforward convenient account with no monthly fee. The fee free account that gives you an overdraft and access to telephone and online banking.

Representative Example: Up to £5,000, 19.3% interest p.a. (variable). Subject to status and application.

Current Account < £1,000 per month

£0.00

An everyday bank account with all the standard features you'd expect.

Additions Active

18.30 % interest
per annum (variable)

£300.00

£15 a month including breakdown cover and worldwide multi–trip travel insurance. Interest free overdraft up to £300.

Representative Example: Up to £300, 0% interest p.a. (variable). £301-£5,000, 18.3% interest p.a. (variable). Subject to status and application.

Current Account Plus

18.30 % interest
per annum (variable)

£300.00

Apply for a Barclays Current Account Plus

£6.50 a month, including mobile phone and gadget insurance (subject to registration). Interest free overdraft up to £300.

Representative Example: Up to £300, 0% interest p.a. (variable). £301-£5,000, 18.3% interest p.a. (variable). Subject to status and application.

Ultimate Reward Current Account => £1,000 per mth

£300.00

Take out an Ultimate Reward Current Account and as well as getting all the features you'd expect, you'll get plenty of other great benefits for just £12.50 a month. Plus we'll give you a £5 reward payment each month you pay in £1,000.

Advantage Gold

19.49 % interest
per annum (variable)

£100.00

NatWest Advantage Gold Account - get travel insurance, breakdown cover from Green Flag and mobile phone insurance (including smartphones). Monthly account fee - £12.95.

Representative Example: If you have an overdraft limit of £100, a 0% EAR (variable) charge will apply.

Royalties Gold

19.24 % interest
per annum (variable)

£250.00

Apply for a Royal Bank of Scotland Royalties Gold

RBS Royalties Gold Account - get travel insurance, breakdown cover from Green Flag, as well as mobile phone insurance (including smartphones). Monthly account fee - £12.95.

Representative Example: If you have an overdraft limit of £250, a 0% EAR (variable) charge will apply.

Select Silver Account

19.89 % interest
per annum (variable)

£100.00

Apply for a NatWest Select Silver Account

NatWest Select Silver - includes three DVD rentals and up to 2 hours online streaming every month from LOVEFiLM - £8 a month.

Select Silver Account

19.89 % interest
per annum (variable)

£100.00

Apply for a Royal Bank of Scotland Select Silver Account

RBS Select Silver Account - mobile phone insurance - includes iPhones, £8 monthly account fee.

Find the best current accounts

Make a real difference to your finances with the best UK current account. No need to individual visit different current account providers and spend hours researching the market; we’ve done it all for you. Compare the best current accounts instantly and without cost, obligation or credit checks. Maybe you’re looking to switch current account to save on fees or after a high interest current account or are you looking for your first current account? Whatever your requirements, compare current accounts in seconds on MoneyExpert and find a great current account to match your needs.

Remember that not all current accounts are the same and some offer internet access, free overdrafts, high interest rates as well as the usual features such as debit card, cheque book etc. You don’t have to stick with the current account you have if you find one that’s got a better interest rate or lower fees. Whatever your requirements there’s an account to suit you! Find a great current account online in an instant with MoneyExpert. The service is quick, easy and free. Not only that but there’s no obligation to purchase or no credit checks.

The current account market information is now available at the touch of a button on MoneyExpert. Compare and apply online in minutes and save yourself time and money. Select a great current account and start earning interest, paying reduced fees or have easier access to your money today. MoneyExpert’s current account comparison service is free, without obligation or credit checks. It’s fast, free and easy to use.

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The Co-Operative Bank are clearly still feeling the festive cheer as they have announced their intention to scrap interest rates on overdrafts as millions pay off post-Christmas debts.

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Current Accounts, Packaged Current Accounts & Basic Bank Accounts...

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