Compare Personal Loans
Low APR Personal Loans from £500 - £100 000
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- A Simple Way To Compare The Market
- No Obligation Quote
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Who We Compare...
We search multiple leading loan providers to find you the best personal loan rates.
Why Is My Credit Profile So Important?
Your credit score has implications on all types of credit. if you are looking to take out a
Mortgage, Loan, Credit or Store card or even some Current and Savings Accounts, financial
institutions will often refer to your personal credit score to aid them in making a decision
on if you qualify for credit, the interest rate that will be applied and the amount of credit
that you can receive.
Visit Experian For Your Credit Report
What Factors Affect My Credit Rating?
There are different factors that can affect your credit score for good and for bad.
Good
- Making early repayments
- Not missing any payments
- Settling outstanding debts in full
- Be on the electoral roll
- Keep your creditors up to date with your address and phone number
Bad
- Don’t apply for credit too often especially if you keep getting rejected
- Missing payments
- Defaulting on a payment
- CCJ’s
Good Credit Profile
You may qualify for credit at these rates if you have an Experian credit score of 881 or higher.
[What is my credit score?]
 |
6.0 % APR representative
fixed
|
6.0 % fixed |
£10,000 |
60 |
£193.33 |
£11,599.68
|
|
 |
| Low loan rate: 6.0% APR Representative for loans of £7,500 to £14,999 for up to 5 years. |
 |
6.1 % APR representative
fixed
|
6.1 % fixed |
£10,000 |
60 |
£193.79 |
£11,627.60
|
|
|
| For Sainsbury’s shoppers with a Nectar Card. A rate of 6.1% APR representative for loan amounts from £7,500 to £14,999. |
 |
6.1 % APR representative
fixed
|
6.1 % fixed |
£10,000 |
60 |
£193.79 |
£11,627.60
|
|
|
| Car, van, motorbike loans are available at Car Loan 4U. Buy any vehicle from any UK dealer. We offer car loans between £3,000 and £45,000. Experienced and friendly advisors to help you find a great deal. Representative example: A rate of 6.1% APR representative assumed borrowing of £6,000 over 48 months. |
 |
11.3 % APR
typical variable |
11.3 %
variable |
£10,000 |
60 |
£219.12 |
£13,147.00 |
|
|
| Ocean offers any purpose home owner loans from £5,000 to £100,000 for home improvements, debt consolidation, credit repair or that special purchase. All quotes are free. Overall Typical 17.9%APR variable (most people will receive a lower rate than this). |
Fair Credit Profile
You may qualify for credit at these rates if you have an Experian credit score of 721 or higher.
[What is my credit score?]
 |
7.9 %APR
representative
fixed |
7.9 %
fixed |
£10,000 |
60 |
£200.99 |
£12,059.40 |
|
|
| Car, van, motorbike loans are available at Car Loan 4U. Buy any vehicle from any UK dealer. We offer car loans between £3000 and £45,000. Experienced and friendly advisors to help you find a great deal. Representative example: A rate of 7.9% APR representative assumed borrowing of £6,000.00 over 48 months. |
 |
22.8 %APR
representative
fixed |
22.8 %
fixed |
£10,000.00 |
60 |
£280.76 |
£16,845.41 |
0.00 |
|
| Creditplus compares over 30 car finance lenders, finding you the best car loan available, saving you time, effort and money. |
|
11.3 % APR
typical variable |
11.3 %
variable |
£10,000 |
60 |
£219.12 |
£13,147.00 |
|
|
| Ocean offers any purpose home owner loans from £5,000 to £100,000 for home improvements, debt consolidation, credit repair or that special purchase. All quotes are free. Overall Typical 17.9%APR variable (most people will receive a lower rate than this). |
MoneyExpert Ltd is a Credit Intermediary and receives commission payments for all unsecured personal loans referrals made
on our website. This does not apply to Tesco Bank. The rates displayed in this table are updated on a daily basis.
Pick a card, but not any card!
Everyone likes to have a choice, but there is so much bright and glossy plastic out there
it can sometimes make your head spin. Firstly, you should know the difference between the
various types of cards.
Read our simple Credit Card Guide for more information on making the right choice when choosing a suitable credit card for your lifestyle!
Read Our Credit Card Guide
Latest Loans News
Leading high street banks and lenders caught up in the payment protection insurance (PPI) scandal have paid out an incredible £557 million in compensation as a result of mis-selling the product.
New research suggests that nearly half of the population regularly struggle to make it to payday as payday loans become a reality for many in the UK.
The economic downturn is taking its toll on everyone as the number of Brits cashing in their valuable items and personal treasures to secure a loan has increased.
In a bid to win consumers, lenders have been battling it out by slashing personal loan rates over the last few months.
View full news section