A credit report is the easiest way to get an accurate and up to date record of your complete credit history. Regardless of how complex your financial history has been, a credit report is the most effective way to get a clear idea of where you stand at present.
Your credit score is determined by your credit history, and so it is important to know what your credit score is to know how easily you will be able to access credit.
The number of millionaires in the UK is apparently on the rise, but the toxic mix of rising unemployment and high inflation predicted for the next few years could well mean that 1,000s of households are plunged deeper into debt.
Reforms to tax and benefits that come into force in April will leave the average household £200 worse off, according to the Institute for Fiscal Studies (IFS) – on top of the £480 that January’s VAT rise will cost us this year.