Compare Standard Rate Credit Cards

APR's available from just 8.9% typical!

In the table below is our selection of the best standard rate credit cards available, alternatively use the buttons below to compare credit cards for more specific purposes including 0% balance transfer , 0% purchases , cashback , rewards , charity and credit building (adverse credit) credit cards.

APR Typical
(Variable)
Balance transfers Purchases  
Rate Duration Fee Rate Duration
MBNA Europe - MBNA 6.7% Low Rate American Express

MBNA Europe
MBNA 6.7% Low Rate American Express

6.7 %APR
Typical
(Variable)
6.70% n/a 0.00% 6.70% n/a Apply Now

Limited offer - the new Credit Card from MBNA offers you one simple rate for all your needs, as well as the exclusive benefits that come from being an American Express® Cardmember. 6.7% APR typical rate (variable). 

Barclaycard - Barclaycard Platinum Simplicity Credit Card

Barclaycard
Barclaycard Platinum Simplicity Credit Card

7.8 %APR
Typical
(Variable)
7.80% n/a 0.00% 7.80% n/a Apply Now

Contactless payment technology, a quick and easy way to pay for items of £15 or under.

Halifax - Easy Rate Credit Card

Halifax
Easy Rate Credit Card

8.9 %APR
Typical
(Variable)
8.90% n/a 0.00% 8.90% n/a Apply Now
With the lowest available APR that Halifax offers at 8.9% for both purchases and balance transfers, the Easy Rate card means you’ll know exactly where you are with your finances. This card is also available in 5 different colours for you to choose from.
Capital One Bank - Plus MasterCard

Capital One Bank
Plus MasterCard

14.9 %APR
Typical
(Variable)
15.00% n/a 0.00% 0.00% Until 1st September 2010 Apply Now
Offers 0% on purchases until 1st September 2010. A credit limit of up to £5,000 available. Rates will be either 14.9% APR variable or 24.9% APR variable depending on individual circumstances.
Sainsburys Finance - Credit Card

Sainsburys Finance
Credit Card

15.9 %APR
Typical
(Variable)
0.00% 10 months 3.00% 0.00% 10 months Apply Now
Offers 0% p.a. for 12 months on Sainsburys spend (10 months on other spend). Also offers 0% p.a. for 10 months on balance transfers plus 3% fee. Earn Nectar points for every pound you spend. Double Nectar points offer is for new customers only, when you pay with your Sainsburys Credit Card.
MBNA Europe - WWF Credit Card

MBNA Europe
WWF Credit Card

15.9 %APR
Typical
(Variable)
0.00% 12 months 3.00% 0.00% 3 months Apply Now

WWF will send you a beautiful soft toy to match the animal on your card when you spend over £100 within 90 days of the account opening. As a valued cardholder, you will also be entitled to a 10% discount on WWF’s collection of eco-friendly gifts and products when you shop at www.wwf.org.uk/shop. Simply enter the first eight digits of your new card into the promotional code box when proceeding to check-out. 

MBNA Europe - The National Trust MasterCard

MBNA Europe
The National Trust MasterCard

15.9 %APR
Typical
(Variable)
0.00% 12 months 3.00% 0.00% 3 months Apply Now
The National Trust will receive £15 when you use your card within 90 days of account opening. They will also receive 30p for every £100 you spend on card purchases and £2 every year you continue to use the card.
MBNA Europe - SonyCard

MBNA Europe
SonyCard

15.9 %APR
Typical
(Variable)
0.00% 12 months 3.00% 0.00% 3 months Apply Now

Earn Reward Points every time you spend using your Sony Card. Receive 3,000 Free Sony points when you make a card purchase within the first 90 days - that is enough to claim up to 2 free DVDs, CDs, a PSP® game or a PlayStation® 2 game.

MBNA Europe - RSPCA  Visa Card

MBNA Europe
RSPCA Visa Card

15.9 %APR
Typical
(Variable)
0.00% 12 months 3.00% 0.00% 3 months Apply Now

Take out an RSPCA card today and MBNA Europe Bank Limited, the card issuer, will make a payment of £20 to the RSPCA. After that, for every £100 spent on card purchases, we receive 25p and it won’t cost you a penny extra.

MBNA Europe - Dog

MBNA Europe
Dog's Trust

15.9 %APR
Typical
(Variable)
0.00% 12 months 3.00% 0.00% 3 months Apply Now
Dogs Trust will receive £4 when you use your card within 90 days of account opening. They will also receive 25p for every £100 you spend on card purchases and £2 every year you continue to use the card.

PizzaExpress the latest partner for Barclaycard Freedom
PizzaExpress joins thousands of small and medium size retailers that have already joined the scheme, all of which will offer Reward Money to Barclaycard’s eight million customers when the scheme launches in March.

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Press Release :: npower boosts Barclaycard Freedom scheme with reward worth up to £160
npower today launched a new reward offer, providing Barclaycard Freedom customers with the opportunity to boost their accounts by up to £160 of Reward Money in a year.

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Credit Card News :: AA Credit Cards Expand Special Rewards Card Offer
Mark Huggins, director of AA Financial Services, says: “This makes the already-excellent AA Credit Card even better while its top-drawer points system is twice as good if you are an AA member. “The deal pushes the card firmly amongst the best cards on the market. However, it won’t be around for ever, so apply now whilst it’s still available.”

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Barclaycard brings freedom to over 30,000 retail outlets across the UK
Barclaycard today announced that it will be launching Barclaycard Freedom in March - the broadest retail rewards scheme the UK has ever known. The groundbreaking new loyalty scheme will be available to over eight million cardholders who will be able to earn rewards in an unprecedented number of shops, restaurants and online outlets across the UK, without having to do or pay anything to join.

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New blockbuster Barclaycard advert revealed online 22 January
Barclaycard is to reveal the much anticipated sequel to its famous waterslide commercial online on 22 January followed by its first airing on ITV1 on 24 January during Dancing On Ice.

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Why compare credit cards?

Why Compare Credit Cards? If you already have a credit card with an outstanding balance, the chances are that it is costing you more than it should. Even though there are a number of great opportunities to make your money work harder, most people don't bother changing their credit card and stick with a credit card that doesn't reflect the best deal.

By using our search tools to compare credit cards, you can compare the best offers available from all credit card providers in the UK including the leading 0% balance transfer credit cards and 0% purchase credit cards.