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Low APR Credit Cards from 6.9% (APR Representative)

 

In the table below is our selection of the best credit cards available, alternatively use the buttons below to compare credit cards for more specific purposes including 0% balance transfer , 0% purchases , cashback , rewards , charity and credit building (adverse credit) credit cards.

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Our Experts Choice...

Barclaycard Platinum

0% interest on balance transfers for 22 months from
account opening.

  • 0% interest on purchases for 3 months from
    account opening.
  • 2.9% Balance Transfer Handling Fee
  • 17.9% APR Representative Variable.

 
 Representative APR  Balance Transfers  Purchases   
Sainsburys Finance
Sainsbury's Low Rate Credit Card
 6.9 % APR
Representative Variable
 6.90%    6.90%  Credit Cards
Sometimes, you just want to keep things simple. So here it is. A low rate credit card that offers a market-leading rate of 6.9% APR representative variable.
Representative Example: If you borrow £1,200 at a rate of 6.9 % p.a. (variable), you will pay 6.9 % APR Representative (variable).
Barclaycard
Barclaycard Platinum Simplicity
 7.9 % APR
Representative Variable
 7.90%    7.90%  Credit Cards
'Think about this credit card if you have an excellent credit rating, a meaningful alternative to short term 0% purchase product offers'.
Representative Example: If you borrow £1,200 at a rate of 7.9 % p.a. (variable), you will pay 7.9 % APR Representative (variable).
Capital One Bank
Click Card
 9.9 % APR
Representative Variable
 9.94%    9.94%  Credit Cards
Exclusive rewards. Enhanced security. If you love shopping online, the Click Card is designed for you. Exclusive access to great brand discountswith eXtras plus. 9.9% p.a. variable on purchases, balance transfers and cash withdrawals.
Representative Example: If you borrow £1,200 at a rate of 9.94 % p.a. (variable), you will pay 9.9 % APR Representative (variable).
Lloyds TSB
Advance MasterCard
 11.9 % APR
Representative Variable
 4.90% 12 months 3.00 % fee  0.00% 6 months  Credit Cards
0% interest on purchases for 6 months. 4.9% p.a. interest for 12 months on balance transfers (3% fee) – if you spend £100 or more in the first 3 months. 11.9% APR representative variable.
Representative Example: If you borrow £1,200 at a rate of 11.9 % p.a. (variable), you will pay 11.9 % APR Representative (variable).
Nationwide Building Society
Nationwide Select Credit Card
 12.9 % APR
Representative Variable
 0.00% 17 months 2.95 % fee  0.00% 18 months  Credit Cards
Offers 0% on purchases for 18 months and 0% on balance transfers for 17 months (2.95% handling fee applies - £5.00 minimum). Unlimited cashback - 0.5% on all sterling purchases. Unlimited commission-free purchases abroad. Low rate - 12.9% APR Representative (variable). Exclusively available for Nationwide main FlexAccount customers.
Representative Example: If you borrow £1,200 at a rate of 10.0 % p.a. (variable), you will pay 12.9 % APR Representative (variable).
Virgin Money
Virgin All Round Credit Card
 15.8 % APR
Representative Variable
 0.00% 16 months 1.99 % fee  0.00% 6 months  Credit Cards
Offers 0% on balance transfers and money transfers for 16 months. Great value balance transfer fee of just 1.99%. 0% on card purchases for 6 months. Rate and handling fee of 1.99% applies to balance transfers made in the first 60 days. Rate and handling fee of 4% applies to money transfers made in the first 60 days.
Representative Example: If you borrow £1,200 at a rate of 15.8 % p.a. (variable), you will pay 15.8 % APR Representative (variable).
Nationwide Building Society
Nationwide Credit Card (Purchases)
 15.9 % APR
Representative Variable
 10.00% 2.95 % fee  0.00% 6 months  Credit Cards
Nationwide Credit Card - 0% on purchases for 6 months. 15.9% APR representative variable.
Representative Example: If you borrow £1,200 at a rate of 15.9 % p.a. (variable), you will pay 15.9 % APR Representative (variable).
Nationwide Building Society
Nationwide Credit Card (Balance Transfer)
 15.9 % APR
Representative Variable
 0.00% 17 months 2.95 % fee  0.00% 3 months  Credit Cards
Nationwide Credit Card - 0% on balance transfers for 17 months plus 0% on purchases for 3 months. 15.9% APR representative variable.
Representative Example: If you borrow £1,200 at a rate of 15.9 % p.a. (variable), you will pay 15.9 % APR Representative (variable).
Lloyds TSB
Duo Avios Credit Card (Online)
 15.9 % APR
Representative Variable
 0.00% 6 months 3.00 % fee  15.90%  Credit Cards
Collect 1 Avios for almost every £1 spent on the Lloyds TSB Duo Avios American Express® Card and 1 Avios for almost every £5 spent on the Lloyds TSB Duo Avios MasterCard®. Collect in over 31 million MasterCard® locations, and millions of American Express® merchants on the high street and around the world. Collect double Avios on your spend abroad. And if you apply before 1 March 2012, we'll give you an exclusive online bonus of 2,000 Avios if you spend £500 each month for the first 3 months.
Representative Example: If you borrow £1,200 at a rate of 15.9 % p.a. (variable), you will pay 15.9 % APR Representative (variable).
Virgin Money
Virgin Credit Card
 16.8 % APR
Representative Variable
 0.00% 20 months 2.99 % fee  0.00% 3 months  Credit Cards
Click here and apply now for the Virgin Money Credit Card and get tons of great discounts including 5% off Virgin Holidays, plus no credit card fee (usually 2.5%). 10% off Virgin Wines, 10% off VIE at home, 20% off Virgin Experiences and Half Price Balloon Flights! Other benefits include 1 month free at Virgin Active, contactless payment, and much more! You can also manage your account 24/7 either online or by phone, do your bit for the environment with paperless statements and ensure that your most expensive debt is paid off first with Virgin Moneys’ positive payment hierarchy!
Representative Example: If you borrow £1,200 at a rate of 16.8 % p.a. (variable), you will pay 16.8 % APR Representative (variable).
Post Office Ltd
Platinum Card
 16.9 % APR
Representative Variable
 0.00% 14 months 2.98 % fee  0.00% 3 months  Credit Cards
Get 0% on balance transfers for the first 14 months with the Post Office® Credit Card. Plus 0% on purchases for the first 3 months and 0% commission on purchases abroad. 16.9% APR representative variable.
Representative Example: If you borrow £1,200 at a rate of 16.9 % p.a. (variable), you will pay 16.9 % APR Representative (variable).
Halifax
Balance Transfer Card 20/3
 16.9 % APR
Representative Variable
 0.00% 20 months 3.00 % fee  0.00% 3 months  Credit Cards
0% for 20 months on balance transfers (3% fee applies). 0% for the first 3 months on all purchases. You must have an annual income of £20,000 or more to apply.
Representative Example: If you borrow £1,200 at a rate of 16.94 % p.a. (variable), you will pay 16.9 % APR Representative (variable).
Bank of Scotland
Plus Credit Card
 16.9 % APR
Representative Variable
 0.00% 18 months 3.00 % fee  0.00% 3 months  Credit Cards
0% for the first 18 months for balance transfers (with a 3% fee). 0% for the first 3 months on new purchases. 16.9% APR representative variable.
Representative Example: If you borrow £1,200 at a rate of 16.94 % p.a. (variable), you will pay 16.9 % APR Representative (variable).
Halifax
Balance Transfer Card 17/3
 16.9 % APR
Representative Variable
 0.00% 17 months 3.00 % fee  0.00% 3 months  Credit Cards
0% for 17 months on balance transfers (3% fee applies). 0% for the first 3 months on all purchases.
Representative Example: If you borrow £1,200 at a rate of 16.94 % p.a. (variable), you will pay 16.9 % APR Representative (variable).
Sainsburys Finance
Sainsbury's Credit Card (Nectar Card Holders Only)
 16.9 % APR
Representative Variable
 0.00% 12 months 3.00 % fee  0.00% 12 months  Credit Cards
With a Sainsburys Credit Card, Sainsburys shoppers with a Nectar card can enjoy 0% for 12 months on all shopping and balance transfers (3% BT fee applies. 16.9% APR representative variable.
Representative Example: If you borrow £1,200 at a rate of 16.9 % p.a. (variable), you will pay 16.9 % APR Representative (variable).
AA
AA Rewards Credit Card
 16.9 % APR
Representative Variable
 0.00% 12 months 3.00 % fee  0.00% 10 months  Credit Cards
Offers 0% on card purchases on for 10 months and 0% on balance transfers for 12 months (3% fee). Also earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products. 16.9% APR representative variable.
Representative Example: If you borrow £1,200 at a rate of 16.9 % p.a. (variable), you will pay 16.9 % APR Representative (variable).
Play.com
Credit Card
 16.9 % APR
Representative Variable
 0.00% 6 months 1.50 % fee  0.00% 9 months  Credit Cards
Enjoy the benefits of the Play.com Credit Card - earn Play Points and redeem for Play.com gift vouchers which you can use against over 8 million products on the Play.com website. Earn 2 Play Points for every £1 you spend at Play.com and 1 Play Point for every £1 you spend elsewhereReceive 1,500 bonus Play Points if you spend £150 on your card within 90 days of your account opening - you can redeem these Points for a £15 Voucher! Terms & Conditions apply. You must be 23 years old, employed, and earn over £20,000 per year with no recent credit defaults.
Representative Example: If you borrow £1,200 at a rate of 16.9 % p.a. (variable), you will pay 16.9 % APR Representative (variable).
Sainsburys Finance
Sainsbury's Nectar Credit Card
 16.9 % APR
Representative Variable
 0.00% 15 months 3.00 % fee  0.00% 6 months  Credit Cards
0% on balance transfers for the first 15 months (3% balance transfer applies). 0% on all purchases for the first 6 months. When you pay with your Sainsbury's Nectar Credit Card and swipe your Nectar card you could earn up to 4 Nectar points for every £1* you spend in Sainsbury's stores and online for the first two years. One Nectar point for every £5 spent on your card elsewhere.
Representative Example: If you borrow £1,200 at a rate of 16.9 % p.a. (variable), you will pay 16.9 % APR Representative (variable).
Tesco Bank
Tesco Clubcard Credit Card
 16.9 % APR
Representative Variable
 0.00% 9 months 2.90 % fee  0.00% 15 months  Credit Cards
Earn even more Clubcard points. Collect 1 Clubcard point for every £4 you spend on your Clubcard Credit Card  (Must have available credit. 1 point awarded per £4 spent in each purchase transaction (£4 min)). Representative 16.9% APR (variable).
Representative Example: If you borrow £1,200 at a rate of 16.9 % p.a. (variable), you will pay 16.9 % APR Representative (variable).
Halifax
All in One Card MasterCard
 17.9 % APR
Representative Variable
 0.00% 15 months 3.00 % fee  0.00% 15 months  Credit Cards
0% for up to 15 months on balance transfers (3% fee applies). A long introductory interest free period to help you manage your existing credit. 0% for up to 15 months on purchases. To help spread the cost of any new purchases. The majority of customers will be offered our best rate of 17.9% APR representative (variable) and 0% for 15 months on balance transfers and purchases. Other customers will receive a 0% introductory offer of 13 or 11 months.
Representative Example: If you borrow £1,200 at a rate of 17.95 % p.a. (variable), you will pay 17.9 % APR Representative (variable).
Royal Bank of Scotland
YourPoints World MasterCard
 17.9 % APR
Representative Variable
 0.00% 13 months 2.90 % fee  0.00% 13 months  Credit Cards
0% on purchases for 13 months from account opening. 0% on balance transfers for 13 months from account opening (2.9% fee, min £5) on any balances you transfer within three months of opening your account. 2,500 bonus RBS YourPoints that you can use towards flights, holidays and some great brands like M&S, Boots and Amazon. £1 spent = 1 point.
Representative Example: If you borrow £1,200 at a rate of 17.9 % p.a. (variable), you will pay 17.9 % APR Representative (variable).
NatWest
YourPoints World MasterCard
 17.9 % APR
Representative Variable
 0.00% 13 months 2.90 % fee  0.00% 13 months  Credit Cards
0% on purchases and balance transfers for 13 months from account opening (2.9% fee, min £5 on any balances you transfer within 3 months of opening your account). 2,500 bonus NatWest YourPoints that you can use towards flights, holidays and some great brands like M&S, Boots and Amazon. 1 point = £1 spent.
Representative Example: If you borrow £1,200 at a rate of 17.9 % p.a. (variable), you will pay 17.9 % APR Representative (variable).
Creation Financial Services
Creation Purchase Card
 17.9 % APR
Representative Variable
 0.00% 9 months 2.90 % fee  0.00% 13 months  Credit Cards
0% for 13 months on all your card Purchases from account opening. 0% for 9 months on Balance Transfers (with a 2.9% handling fee), for balances transferred within 60 days of account opening. A great rate of Representative 17.9% APR variable.
Representative Example: If you borrow £1,200 at a rate of 18.0 % p.a. (variable), you will pay 17.9 % APR Representative (variable).
Royal Bank of Scotland
Platinum Card (Online)
 17.9 % APR
Representative Variable
 0.00% 20 months 2.90 % fee  0.00% 6 months  Credit Cards
Transfer your existing balances and pay 0% for 20 months (3.2% fee applies). Plus you could pay 0% on your purchases for 6 months from account opening.
Representative Example: If you borrow £1,200 at a rate of 17.95 % p.a. (variable), you will pay 17.9 % APR Representative (variable).
NatWest
Platinum Card (Online)
 17.9 % APR
Representative Variable
 0.00% 20 months 2.90 % fee  0.00% 6 months  Credit Cards
Transfer your existing balances and pay 0% for 20 months (3.2% fee applies). Plus you could pay 0% on your purchases for 6 months from account opening.
Representative Example: If you borrow £1,200 at a rate of 17.95 % p.a. (variable), you will pay 17.9 % APR Representative (variable).
Barclaycard
Barclaycard Platinum With BT (21 Mths)
 17.9 % APR
Representative Variable
 0.00% 21 months 2.60 % fee  0.00% 3 months  Credit Cards
0% interest free on balance transfers for 21 months (2.9% handling fee applies) and 0% interest on purchases for 3 months, both from account opening. Plus, refund offer which reduces handling fee to equivalent of 2.6% for everyone (terms and conditions apply). For a limited time only.
Representative Example: If you borrow £1,200 at a rate of 17.9 % p.a. (variable), you will pay 17.9 % APR Representative (variable).
Halifax
Balance Transfer Card
 17.9 % APR
Representative Variable
 0.00% 22 months 3.50 % fee  0.00% 3 months  Credit Cards
0% for 22 months on balance transfers (3.5% fee applies). 0% for the first 3 months on purchases. You must have an annual income of £20,000 or more to apply.
Representative Example: If you borrow £1,200 at a rate of 17.95 % p.a. (variable), you will pay 17.9 % APR Representative (variable).
HSBC
Credit Card
 17.9 % APR
Representative Variable
 0.00% 23 months 3.30 % fee  0.00% 3 months  Credit Cards
Interest frozen at 0% for 23 months on balances transferred (3.3% fee) when you open an HSBC Bank Credit Card. Only available for existing HSBC current account customers.
Representative Example: If you borrow £1,200 at a rate of 17.9 % p.a. (variable), you will pay 17.9 % APR Representative (variable).
Bank of Scotland
All in One Card
 17.9 % APR
Representative Variable
 0.00% 12 months 3.00 % fee  0.00% 12 months  Credit Cards
The Bank of Scotland Credit Card. 0% for 12 months on purchases and balances transferred now (3% fee). 15.9% APR representative variable.
Representative Example: If you borrow £1,200 at a rate of 17.95 % p.a. (variable), you will pay 17.9 % APR Representative (variable).
Barclaycard
Barclaycard Platinum With BT (22 Mths)
 17.9 % APR
Representative Variable
 0.00% 22 months 2.90 % fee  0.00% 3 months  Credit Cards
0% interest on balance transfers for 22 months from account opening (2.9% handling fee applies). Plus 0% interest on purchases for 3 months from account opening.
Representative Example: If you borrow £1,200 at a rate of 17.9 % p.a. (variable), you will pay 17.9 % APR Representative (variable).
Lloyds TSB
Platinum MasterCard (Online only)
 17.9 % APR
Representative Variable
 0.00% 15 months 3.00 % fee  0.00% 3 months  Credit Cards
Offers 0% interest on balance transfers for 15 months (3% fee). Minimum spend of £100 in the first 3 months applies, interest will be charged to the fee. Also offers 0% interest on purchases for 3 months. 17.9% APR representative variable.
Representative Example: If you borrow £1,200 at a rate of 17.9 % p.a. (variable), you will pay 17.9 % APR Representative (variable).
Virgin Money
Virgin Atlantic White Card Account (Visa)
 17.9 % APR
Representative Variable
 0.00% 6 months 2.00 % fee  17.90%  Credit Cards
One account, two cards, countless adventures. The Virgin Atlantic White Credit Card Account.  With an American Express® Credit Card and a Visa Credit Card together on one account, the Virgin Atlantic White Credit Card Account gives you more opportunities to earn Flying Club miles, wherever you are. You'll earn 1 Flying Club mile for every £1 you spend on the American Express® Credit Card, and 1 Flying Club mile for every £2 you spend on the Visa Credit Card.  Plus, you'll also get discounts with Virgin Holidays. Representative 17.9% APR variable. No fee.
Representative Example: If you borrow £1,200 at a rate of 17.9 % p.a. (variable), you will pay 17.9 % APR Representative (variable).
American Express
Platinum Cashback Credit Card
 18.5 % APR
Representative Variable
 14.00%    14.00%  Credit Cards
The Platinum Cashback Credit Card is the UK’s most cashback Card. Enjoy a generous 5% cashback on virtually everything you buy for 3 months, on up to £2,000 in purchases. The only hard part is choosing what you’re going to turn all that cashback into. 5% cashback during your first three months on up to £2,000 in purchases. 1.25% cashback on virtually everything you buy – not just for a limited period. 2.5% cashback in the first month of every year.
Representative Example: If you borrow £1,200 at a rate of 14.0 % p.a. (variable) with a £25 annual fee, you will pay 18.5 % APR Representative (variable).
Barclaycard
Barclaycard Platinum Low BT Fee
 18.9 % APR
Representative Variable
 0.00% 16 months 1.60 % fee  0.00% 3 months  Credit Cards
0% interest on balance transfers for 16 months from account opening (2.1% handling fee applies). Plus, refund offer which reduces handling fee to equivalent of 1.6% for everyone. 0% interest on purchases for 3 months from account opening.
Representative Example: If you borrow £1,200 at a rate of 18.9 % p.a. (variable), you will pay 18.9 % APR Representative (variable).
Virgin Money
Virgin Credit Card (13/13)
 18.9 % APR
Representative Variable
 0.00% 13 months 2.89 % fee  0.00% 13 months  Credit Cards
0% on balance transfers for 13 months. Rate applies to transfers made in the first 60 days. Handling fee of 2.89% fee applies. 0% on card purchases for 13 months. Representative 18.9% APR variable.
Representative Example: If you borrow £1,200 at a rate of 16.8 % p.a. (variable), you will pay 18.9 % APR Representative (variable).
Barclaycard
Barclaycard Platinum Purchase
 18.9 % APR
Representative Variable
 0.00% 14 months 2.90 % fee  0.00% 14 months  Credit Cards
0% interest on purchases and balance transfers for 14 months (2.9% handling fee applies), both from account opening.
Representative Example: If you borrow £1,200 at a rate of 18.9 % p.a. (variable), you will pay 18.9 % APR Representative (variable).
Barclaycard
Barclaycard Gold Credit Card
 19.9 % APR
Representative Variable
 0.00% until 1st September 2012 2.50 % fee  19.90%  Credit Cards
A card to strengthen your credit rating with 0% interest on balance transfers until September 2012 from opening account (2.5% handling fee applies). With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under.
Representative Example: If you borrow £1,200 at a rate of 19.9 % p.a. (variable), you will pay 19.9 % APR Representative (variable).
British Airways
BA American Express Credit Card
 19.9 % APR
Representative Variable
 0.00%    19.90%  Credit Cards
Earn 1 Avios for virtually every £1 you spend with the British Airways American Express® Credit Card. Spend over £20,000 with your Card in a year and you'll also get a companion voucher which you can exchange for a companion ticket on the same flight and cabin class, when you redeem your Avios for a flight. British Airways American Express® Credit Card now offers 9,000 Avios (when you spend £1,000 in your first 3 months of Card membership)Offer expires on 29th Februray 2012.
Representative Example: If you borrow £1,200 at a rate of 19.9 % p.a. (variable), you will pay 19.9 % APR Representative (variable).
Capital One Bank
World MasterCard
 19.9 % APR
Representative Variable
 19.94%    19.94%  Credit Cards
Earn 5% Cashback on purchases for your first 3 months (max £100) and up to 1.25% unlimited cashback thereafter. No annual fee.
Representative Example: If you borrow £1,200 at a rate of 19.94 % p.a. (variable), you will pay 19.9 % APR Representative (variable).
Sainsburys Finance
Sainsbury’s Gold Credit Card
 20.1 % APR
Representative Variable
 9.90%    9.90%  Credit Cards
The Sainsbury’s Gold Credit Card is packed full of benefits whether you're at home or abroad. With a unique range of benefits, including no cash withdrawal or foreign exchange fees, we’ve wrapped up great value and rewards in a Credit Card that likes to travel as much as you do. All this for just £5 a month. 20.1% APR representative, includes monthly fee.
Representative Example: If you borrow £1,200 at a rate of 9.9 % p.a. (variable) with a £60 annual fee, you will pay 20.1 % APR Representative (variable).
Santander
Santander 123 Cashback Credit Card
 22.8 % APR
Representative Variable
 18.90%    18.90%  Credit Cards
With the new Santander 123 Cashback Credit Card, getting rewarded for the things you buy everyday is easy. Whenever you shop at the supermarket, spend in department stores, or fill up at a petrol station, you'll earn a generous cashback reward, making the Santander 123 Cashback Credit Card the smart way to pay. An annual fee applies.
Representative Example: If you borrow £1,200 at a rate of 18.9 % p.a. (variable) with a £24 annual fee, you will pay 22.8 % APR Representative (variable).
Barclaycard
Barclaycard Initial Credit Card
 29.9 % APR
Representative Variable
 29.90%    29.90%  Credit Cards
Best suited as a first credit card. Manageable credit limits £250-£1000. Not recommended if you have missed multiple payments. Not recommended if you have defaulted or have CCJs in the past.
Representative Example: If you borrow £1,200 at a rate of 29.9 % p.a. (variable), you will pay 29.9 % APR Representative (variable).
Capital One Bank
Classic Visa Card
 34.9 % APR
Representative Variable
 34.94% 3.00 % fee  34.94%  Credit Cards
A credit card offer for people who want to build or rebuild their credit history. Low, easy-to-manage credit limit from £200.
Representative Example: If you borrow £1,200 at a rate of 34.94 % p.a. (variable), you will pay 34.9 % APR Representative (variable).
SAV Credit Ltd
aqua Credit Card
 35.9 % APR
Representative Variable
 35.90%    35.90%  Credit Cards
We’ve already helped over 100,000 people get credit. Could aqua be the card for you? Representative 35.9% APR (variable).
Representative Example: If you borrow £1,200 at a rate of 35.9 % p.a. (variable), you will pay 35.9 % APR Representative (variable).
Virgin Money
Virgin Atlantic Black Card Account (Visa)
 47.2 % APR
Representative Variable
 0.00% 6 months 2.00 % fee  18.90%  Credit Cards
One account, two cards, countless adventures. The Virgin Atlantic Black Credit Card Account.  With an American Express® Credit Card and a Visa Credit Card together on one account, the Virgin Atlantic Black Credit Card Account gives you more opportunities to earn Flying Club miles, wherever you are. You'll earn 2 Flying Club miles for every £1 you spend on the American Express® Credit Card, and 1 Flying Club mile for every £1 you spend on the Visa Credit Card.  Plus, you'll also get discounts with Virgin Holidays. Representative 47.2% APR variable including the annual fee of £140.
Representative Example: If you borrow £1,200 at a rate of 18.9 % p.a. (variable) with a £140 annual fee, you will pay 47.2 % APR Representative (variable).
Vanquis Bank Ltd
The Visa Card
 39.9 % APR
Representative Variable
 0.00%    39.90%  Credit Cards
Have you had a credit card application declined in the past for any of the following reasons: because you are new to credit, have a history of bad credit, a bad credit rating (including CCJ’s), you’re on a low income, work part time or are self employed? At Vanquis, we aim to understand each individuals’ circumstances. Please note there is no balance transfer offer available on this card.
Representative Example: If you borrow £1,000 at a rate of 39.9 % p.a. (variable), you will pay 39.9 % APR Representative (variable).
British Airways
BA American Express Premium Plus Credit Card
 50.1 % APR
Representative Variable
 0.00%    19.90%  Credit Cards
Earn 1.5 Avios for virtually every £1 you spend with the British Airways American Express® Credit Card. Spend over £10,000 with your Card in a year and you'll also get a companion voucher which you can exchange for a companion ticket on the same flight and cabin class, when you redeem your Avios for a flight. British Airways American Express® Premium Plus Card now offers 18,000 Avios (when you spend £3,000 in your first 3 months of Card membership)Offer expires on 29th Februray 2012.
Representative Example: If you borrow £1,200 at a rate of 19.9 % p.a. (variable) with a £150 annual fee, you will pay 50.1 % APR Representative (variable).

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