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Long Term Balance Transfer Credit Cards

Compare Long Term Credit Cards

 


Long Term Balance Transfer credit cards typically offer a low fixed APR rate on any balance transfers for either a fixed period or for the life of the balance. Find a long term balance transfer credit card deal that suits your needs from leading UK banks and financial providers and apply online.

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Our Experts Choice...

Barclaycard Platinum

0% interest on balance transfers for 22 months from
account opening.

  • 0% interest on purchases for 3 months from
    account opening.
  • 2.9% Balance Transfer Handling Fee
  • 17.9% APR Representative Variable.

 
 Representative APR Balance Transfers Purchases  
Sainsburys Finance
Sainsbury's Low Rate Credit Card
6.9 % APR
Representative Variable 		6.90%   6.90% Credit Cards
Sometimes, you just want to keep things simple. So here it is. A low rate credit card that offers a market-leading rate of 6.9% APR representative variable.
Representative Example: If you borrow £1,200 at a rate of 6.9 % p.a. (variable), you will pay 6.9 % APR Representative (variable).
Barclaycard
Barclaycard Platinum Simplicity
7.9 % APR
Representative Variable 		7.90%   7.90% Credit Cards
'Think about this credit card if you have an excellent credit rating, a meaningful alternative to short term 0% purchase product offers'.
Representative Example: If you borrow £1,200 at a rate of 7.9 % p.a. (variable), you will pay 7.9 % APR Representative (variable).
Capital One Bank
Click Card
9.9 % APR
Representative Variable 		9.94%   9.94% Credit Cards
Exclusive rewards. Enhanced security. If you love shopping online, the Click Card is designed for you. Exclusive access to great brand discountswith eXtras plus. 9.9% p.a. variable on purchases, balance transfers and cash withdrawals.
Representative Example: If you borrow £1,200 at a rate of 9.94 % p.a. (variable), you will pay 9.9 % APR Representative (variable).
Nationwide Building Society
Nationwide Credit Card (Purchases)
15.9 % APR
Representative Variable 		10.00% 2.95 % fee 0.00% 6 months Credit Cards
Nationwide Credit Card - 0% on purchases for 6 months. 15.9% APR representative variable.
Representative Example: If you borrow £1,200 at a rate of 15.9 % p.a. (variable), you will pay 15.9 % APR Representative (variable).
American Express
Platinum Cashback Credit Card
18.5 % APR
Representative Variable 		14.00%   14.00% Credit Cards
The Platinum Cashback Credit Card is the UK’s most cashback Card. Enjoy a generous 5% cashback on virtually everything you buy for 3 months, on up to £2,000 in purchases. The only hard part is choosing what you’re going to turn all that cashback into. 5% cashback during your first three months on up to £2,000 in purchases. 1.25% cashback on virtually everything you buy – not just for a limited period. 2.5% cashback in the first month of every year.
Representative Example: If you borrow £1,200 at a rate of 14.0 % p.a. (variable) with a £25 annual fee, you will pay 18.5 % APR Representative (variable).
British Airways
BA American Express Credit Card
19.9 % APR
Representative Variable 		0.00%   19.90% Credit Cards
Earn 1 Avios for virtually every £1 you spend with the British Airways American Express® Credit Card. Spend over £20,000 with your Card in a year and you'll also get a companion voucher which you can exchange for a companion ticket on the same flight and cabin class, when you redeem your Avios for a flight. British Airways American Express® Credit Card now offers 9,000 Avios (when you spend £1,000 in your first 3 months of Card membership). Offer expires on 29th Februray 2012.
Representative Example: If you borrow £1,200 at a rate of 19.9 % p.a. (variable), you will pay 19.9 % APR Representative (variable).
Capital One Bank
World MasterCard
19.9 % APR
Representative Variable 		19.94%   19.94% Credit Cards
Earn 5% Cashback on purchases for your first 3 months (max £100) and up to 1.25% unlimited cashback thereafter. No annual fee.
Representative Example: If you borrow £1,200 at a rate of 19.94 % p.a. (variable), you will pay 19.9 % APR Representative (variable).
Sainsburys Finance
Sainsbury’s Gold Credit Card
20.1 % APR
Representative Variable 		9.90%   9.90% Credit Cards
The Sainsbury’s Gold Credit Card is packed full of benefits whether you're at home or abroad. With a unique range of benefits, including no cash withdrawal or foreign exchange fees, we’ve wrapped up great value and rewards in a Credit Card that likes to travel as much as you do. All this for just £5 a month. 20.1% APR representative, includes monthly fee.
Representative Example: If you borrow £1,200 at a rate of 9.9 % p.a. (variable) with a £60 annual fee, you will pay 20.1 % APR Representative (variable).
Santander
Santander 123 Cashback Credit Card
22.8 % APR
Representative Variable 		18.90%   18.90% Credit Cards
With the new Santander 123 Cashback Credit Card, getting rewarded for the things you buy everyday is easy. Whenever you shop at the supermarket, spend in department stores, or fill up at a petrol station, you'll earn a generous cashback reward, making the Santander 123 Cashback Credit Card the smart way to pay. An annual fee applies.
Representative Example: If you borrow £1,200 at a rate of 18.9 % p.a. (variable) with a £24 annual fee, you will pay 22.8 % APR Representative (variable).
Barclaycard
Barclaycard Initial Credit Card
29.9 % APR
Representative Variable 		29.90%   29.90% Credit Cards
Best suited as a first credit card. Manageable credit limits £250-£1000. Not recommended if you have missed multiple payments. Not recommended if you have defaulted or have CCJs in the past.
Representative Example: If you borrow £1,200 at a rate of 29.9 % p.a. (variable), you will pay 29.9 % APR Representative (variable).
Capital One Bank
Classic Visa Card
34.9 % APR
Representative Variable 		34.94% 3.00 % fee 34.94% Credit Cards
A credit card offer for people who want to build or rebuild their credit history. Low, easy-to-manage credit limit from £200.
Representative Example: If you borrow £1,200 at a rate of 34.94 % p.a. (variable), you will pay 34.9 % APR Representative (variable).
SAV Credit Ltd
aqua Credit Card
35.9 % APR
Representative Variable 		35.90%   35.90% Credit Cards
We’ve already helped over 100,000 people get credit. Could aqua be the card for you? Representative 35.9% APR (variable).
Representative Example: If you borrow £1,200 at a rate of 35.9 % p.a. (variable), you will pay 35.9 % APR Representative (variable).
Vanquis Bank Ltd
The Visa Card
39.9 % APR
Representative Variable 		0.00%   39.90% Credit Cards
Have you had a credit card application declined in the past for any of the following reasons: because you are new to credit, have a history of bad credit, a bad credit rating (including CCJ’s), you’re on a low income, work part time or are self employed? At Vanquis, we aim to understand each individuals’ circumstances. Please note there is no balance transfer offer available on this card.
Representative Example: If you borrow £1,000 at a rate of 39.9 % p.a. (variable), you will pay 39.9 % APR Representative (variable).
British Airways
BA American Express Premium Plus Credit Card
50.1 % APR
Representative Variable 		0.00%   19.90% Credit Cards
Earn 1.5 Avios for virtually every £1 you spend with the British Airways American Express® Credit Card. Spend over £10,000 with your Card in a year and you'll also get a companion voucher which you can exchange for a companion ticket on the same flight and cabin class, when you redeem your Avios for a flight. British Airways American Express® Premium Plus Card now offers 18,000 Avios (when you spend £3,000 in your first 3 months of Card membership). Offer expires on 29th Februray 2012.
Representative Example: If you borrow £1,200 at a rate of 19.9 % p.a. (variable) with a £150 annual fee, you will pay 50.1 % APR Representative (variable).

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