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Adverse & Credit Building Credit Cards

Compare Credit Cards For Bad Credit

 


Credit Building credit cards allow people with no credit history or those with a low credit score to improve and rebuild their credit profile. Find a Credit Building credit card deal that suits you from leading UK banks and financial providers and apply online.

For more information on credit cards please view our FAQ's.

Our Experts Choice...

Barclaycard Platinum

0% interest on balance transfers for 22 months from
account opening.

  • 0% interest on purchases for 3 months from
    account opening.
  • 2.9% Balance Transfer Handling Fee
  • 17.9% APR Representative Variable.

 
 Representative APR  Balance Transfers  Purchases   
Barclaycard
Barclaycard Initial Credit Card
 29.9 % APR
Representative Variable
 29.90%    29.90%  Credit Cards
Best suited as a first credit card. Manageable credit limits £250-£1000. Not recommended if you have missed multiple payments. Not recommended if you have defaulted or have CCJs in the past.
Representative Example: If you borrow £1,200 at a rate of 29.9 % p.a. (variable), you will pay 29.9 % APR Representative (variable).
Capital One Bank
Classic Visa Card
 34.9 % APR
Representative Variable
 34.94% 3.00 % fee  34.94%  Credit Cards
A credit card offer for people who want to build or rebuild their credit history. Low, easy-to-manage credit limit from £200.
Representative Example: If you borrow £1,200 at a rate of 34.94 % p.a. (variable), you will pay 34.9 % APR Representative (variable).
SAV Credit Ltd
aqua Credit Card
 35.9 % APR
Representative Variable
 35.90%    35.90%  Credit Cards
We’ve already helped over 100,000 people get credit. Could aqua be the card for you? Representative 35.9% APR (variable).
Representative Example: If you borrow £1,200 at a rate of 35.9 % p.a. (variable), you will pay 35.9 % APR Representative (variable).
Vanquis Bank Ltd
The Visa Card
 39.9 % APR
Representative Variable
 0.00%    39.90%  Credit Cards
Have you had a credit card application declined in the past for any of the following reasons: because you are new to credit, have a history of bad credit, a bad credit rating (including CCJ’s), you’re on a low income, work part time or are self employed? At Vanquis, we aim to understand each individuals’ circumstances. Please note there is no balance transfer offer available on this card.
Representative Example: If you borrow £1,000 at a rate of 39.9 % p.a. (variable), you will pay 39.9 % APR Representative (variable).

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