Compare Credit Building Credit Cards

Rebuild your credit rating or start building a credit history.

In the table below is our selection of the best credit cards available if you have been refused credit or have no credit history, alternatively use the buttons below to compare credit cards for more specific purposes including 0% balance transfer , 0% purchases , cashback , rewards and charity.

APR Typical
(Variable)
Balance transfers Purchases  
Rate Duration Fee Rate Duration
Barclaycard - Barclaycard Initial Credit Card

Barclaycard
Barclaycard Initial Credit Card

27.9 %APR
Typical
(Variable)
27.90% n/a 0.00% 27.90% n/a Apply Now

Contactless payment technology, a quick and easy way to pay for items of £15 or under.

Capital One Bank - Progress MasterCard

Capital One Bank
Progress MasterCard

34.9 %APR
Typical
(Variable)
34.90% n/a 0.00% 34.90% n/a Apply Now
The card that can shrink your interest rate to as low as 19.9% p.a. variable. Reduces your rate by 5% every 6 months, providing you stay within your limit and pay your minimum payment on time.
Capital One Bank - Classic Visa Card

Capital One Bank
Classic Visa Card

34.9 %APR
Typical
(Variable)
34.90% n/a 0.00% 34.90% n/a Apply Now
A credit card offer for people who want to build or rebuild their credit history. Low, easy-to-manage credit limit from £200.
Vanquis Bank Ltd - The Visa Card

Vanquis Bank Ltd
The Visa Card

39.9 %APR
Typical
(Variable)
0.00% n/a 0.00% 39.90% n/a Apply Now
Have you had a credit card application declined in the past for any of the following reasons: because you are new to credit, have a history of bad credit, a bad credit rating (including CCJ’s), you’re on a low income, work part time or are self employed? At Vanquis, we aim to understand each individuals’ circumstances.

New Barclaycard Freedom partners named ahead of this week’s launch
Several new national partners have been confirmed in the line-up of retailers participating in the Barclaycard Freedom reward scheme when it goes live on Wednesday, 17th March.

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PizzaExpress the latest partner for Barclaycard Freedom
PizzaExpress joins thousands of small and medium size retailers that have already joined the scheme, all of which will offer Reward Money to Barclaycard’s eight million customers when the scheme launches in March.

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Press Release :: npower boosts Barclaycard Freedom scheme with reward worth up to £160
npower today launched a new reward offer, providing Barclaycard Freedom customers with the opportunity to boost their accounts by up to £160 of Reward Money in a year.

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Credit Card News :: AA Credit Cards Expand Special Rewards Card Offer
Mark Huggins, director of AA Financial Services, says: “This makes the already-excellent AA Credit Card even better while its top-drawer points system is twice as good if you are an AA member. “The deal pushes the card firmly amongst the best cards on the market. However, it won’t be around for ever, so apply now whilst it’s still available.”

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Barclaycard brings freedom to over 30,000 retail outlets across the UK
Barclaycard today announced that it will be launching Barclaycard Freedom in March - the broadest retail rewards scheme the UK has ever known. The groundbreaking new loyalty scheme will be available to over eight million cardholders who will be able to earn rewards in an unprecedented number of shops, restaurants and online outlets across the UK, without having to do or pay anything to join.

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Why compare credit cards?

Why Compare Credit Cards? If you already have a credit card with an outstanding balance, the chances are that it is costing you more than it should. Even though there are a number of great opportunities to make your money work harder, most people don't bother changing their credit card and stick with a credit card that doesn't reflect the best deal.

By using our search tools to compare credit cards, you can compare the best offers available from all credit card providers in the UK including the leading 0% balance transfer credit cards and 0% purchase credit cards.