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The idea of Life Insurance is to support your dependants and cover debts by replacing your income if the worst should happen. A premium is paid to an insurance company, usually monthly or annually and in return they will pay an agreed amount if you die during the life of the policy.
Life insurance is all about providing some financial security for people who depend on you financially. Can you afford to be without it?
MoneyExpert does not give advice on or recommend any particular insurance product or service or whether it is suitable for your personal circumstances. The information provided is to help you to make your own choice about how to proceed. MoneyExpert is an Appointed Representative of Capstone Financial Services Ltd, Ashdene, Blackrock Road, Cork, Ireland, who are authorised by the Financial Services Authority.