Optional Extras
Types of optional added cover available include, but are not limited to:
Home Nursing
This would cover you for any treatment you might need at home after being discharged from the hospital.
Cancer Cover
This would cover you for cancer treatment, sometimes including the option to undergo treatments not usually used by the NHS. Many policies include cancer cover as standard.
Dental Care
This would cover you for any dental treatment, as well as regular check ups.
For a fuller list of the various optional extras available, click here, or get in touch with your insurer.
Alternative Cover
Alternatives to PMI that might be better suited to your needs include:
Critical Illness Cover
Critical illness cover is a form of insurance that pays out in the event that you fall ill with one of a list of conditions that prevents you from being able to work and continue to earn. The main difference between this and conventional PMI being that it is not designed to actually pay for your treatment. Critical illness cover is often sold alongside PMI policies.
Income Protection Insurance
Similarly, income protection insurance is designed to pay out if you find yourself unable to work for a period of time. IPI can come in both long term and short term forms, varying according to the amount of time that they will pay out for.