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New research shows that 1 in 10 vehicles in the London Metropolitan area are estimated to be driven by uninsured drivers, suggesting that Londoners are twice as likely to be involved in a crash with a non-insured car.
Although the country has seen a 20% reduction in offences in the last year, there are still 1.5 million on Britain’s roads, according to new figures from the Motor Insurers’ Bureau (MIB), who reveal that last year 194,000 people were convicted for uninsured driving – equating to one ever three minutes.
Half of the offenders were found to come from the West Midlands, and the postcode of Barkerend in Bradford was top overall for the 13th year running. West Gorton, Manchester, came in at second place and Small Heath, Birmingham, third.
The level of uninsured driving in each police region saw Merseyside closely follow, with Greater Manchester coming in third place, behind the London Metropolitan area.
"We understand that times are tough and finances may be squeezed but motor insurance is a legal requirement,” said MIB Chief Executive Ashton West.
“There are ways in which drivers can save on costs and stay adequately insured, such as shopping around for quotes, opting for pay-as-you-drive cover or taking advanced driving lessons.”
The consequences of being caught are severe, including a £200 fixed penalty, six points on your licence, £150 car recovery charge and the need to purchase car insurance to retrieve the vehicle.
“The sooner drivers realise that the penalties for driving without insurance outweigh the risks, the safer our roads will be for everyone," said Association of Chief Police Officers Chief Constable Mick Giannasi of Gwent.
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Car insurance is a legal requirement of any driver who has not declared their vehicle as off the road. The penalties far outweigh the risks and if you have a good track record then the odds are you could be entitled to a reasonable deal on car insurance.
Different car insurance policies are out there for different ages, sex and for the amount of time you have been driving. There will be one to suit your specific situation.
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