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Research reveals that when it comes to motoring, it’s not just how men and women drive that is different, but how we crash too. Find out how it can affect your car insurance. Diamond, the women’s car insurance specialist, has revealed that there are certain types of accidents women are more likely than men to be involved in.
The list for women includes accidents in car parks, bumps on roundabouts and prangs at traffic lights. On the other hand, male motorists are more likely than female motorists to have a head on collision, drive their car up or down an embankment or hit a crash barrier.
"Our research suggests the way men and women drive is different. Possibly men drive faster and more aggressively than women, while women are more easily distracted than men behind the wheel of car,” said Sian Lewis, managing director of Diamond. "Women tend to be in more accidents at slower speeds, where cars are close together, while men have more high-speed accidents where it is easy to lose control.” Car Insurance Claims RevealedWomen are also more likely to have their car broken into and have something inside stolen, while men are more likely to have their car stolen outright. Men’s cars are also more likely to catch fire than women’s and they’re more likely to drive through a flood. Men are also more likely than women to claim for fuel contamination. Research from Direct Line recently revealed a number of ‘crash for cash’ hotspots, which add an estimated £44 on average to every UK motorist’s premiums. Whether a man or a woman, it is always advisable that you regularly review your car insurance policy to ensure you are getting the best deal on your motor insurance.
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