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BANK OF SCOTLAND

Compare BANK OF SCOTLAND Credit Cards

Find an Bank of Scotland credit card from our selection below, see if you can find a better deal and apply online.

Guide to Credit Cards.

Expert Choice Credit Cards
Balance Transfers Purchases
Credit Card Rate Duration Fee Rate Duration Representative APR Apply
Bank of Scotland
6.45% 3
Months
0.0% N/A N/A 6.4% APR
Representative variable
This offer is exclusively available online only. Low representative rate of 6.4% APR (variable). At least 51% of customers will get a representative rate of 6.4% APR (variable). Others will get a rate of 10.9% APR (variable), or 14.9% APR (variable). One simple rate for both balance transfers and purchases. Minimum £100 balance transfer. 0% fee on balance transfers within the first 90 days. 3% fee applies on each balance transfer made after the first 90 days. Credit available subject to status, to UK residents aged 18 or over. You can transfer balances to us (£100 minimum) from most credit cards and some store cards, excluding other Bank of Scotland products. All promotional rates apply from the date we open your account. You must pay at least the minimum payment by the due date each month and stay within your credit limit to keep promotional rates.
Representative Example: If you borrow £1200 at a purchase rate of 6.45% p.a.(variable), you will pay 6.4% APR Representative (variable).

Bank of Scotland | Low Rate Credit Card

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Bank of Scotland
0.0% 19
Months
1.0% 0.0% 19
Months
18.9% APR
Representative variable
0% for up to 19 months from account opening on balance transfers made in the first 90 days. Minimum £100 balance transfer. At least 51% of customers will get 0% on balance transfers for the first 19 months and a  representative rate of 18.9% APR (variable). Others will get 0% for 19 or 16 months and a rate of 21.9% APR (variable), or 25.9% APR (variable). 1% fee applies on each balance transfer made in the first 90 days. 3% fee applies on each balance transfer made after the first 90 days. 0% for up to 19 months from account opening on purchases. At least 51% of customers will get 0% on purchases for the first 19 months and a representative rate of 18.9% APR (variable). Others will get 0% for 19 or 16 months and a rate of 21.9% APR (variable), or 25.9% APR (variable).
Representative Example: If you borrow £1200 at a purchase rate of 18.95% p.a.(variable), you will pay 18.9% APR Representative (variable).

Bank of Scotland | Platinum Balance Transfer Card (19 Mths)

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Bank of Scotland
0.0% 28
Months
1.5% 0.0% 12
Months
18.9% APR
Representative variable
An unmissable offer: our best deal combining an introductory offer on balance transfers and purchases, plus a low balance transfer fee. 0% for 28 months from account opening on balance transfers within the first 90 days. Minimum £100 balance transfer. At least 51% of customers will get a representative rate of 18.9% APR (variable). Others will get a rate of 21.9% APR (variable) or 25.9% APR (variable). 1.5% fee applies on each balance transfer made in the first 90 days. 3% fee applies on each balance transfer made after the first 90 days. 0% for 12 months from account opening on purchases.
Representative Example: If you borrow £1200 at a purchase rate of 18.95% p.a.(variable), you will pay 18.9% APR Representative (variable).

Bank of Scotland | Platinum Balance Transfer Card (28 Mths)

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Bank of Scotland
0.0% 36
Months
3.0% 0.0% 6
Months
18.9% APR
Representative variable

0% for up to 36 months from account opening on balance transfers within the first 90 days. Minimum £100 balance transfer. At least 51% of customers will get our best offer of 0% on balance transfers for the first 36 months and a representative rate of 18.9% APR (variable). Others will get 0% on balance transfers for the first 36 months and a representative rate of 21.9% APR (variable), or 0% on balance transfers for the first 26 months and a representative rate of 25.9% APR (variable). 3% fee applies on each balance transfer. 0% for the first 6 months on purchases.

Representative Example: If you borrow £1200 at a purchase rate of 18.95% p.a.(variable), you will pay 18.9% APR Representative (variable).

Bank of Scotland | Platinum Balance Transfer Card (36 Mths)

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Bank of Scotland
0.0% 32
Months
1.69% 0.0% 6
Months
18.9% APR
Representative variable
A great credit card for balance transfers, plus a low balance transfer fee – available exclusively online. 0% for up to 32 months from account opening on balance transfers within the first 90 days. Minimum £100 balance transfer. At least 51% of customers will get 0% on balance transfers for the first 32 months and a representative rate of 18.9% APR (variable). Others will get 0% for 32 or 26 months and a rate of 21.9% APR (variable), or 25.9% APR (variable). 1.69 % effective fee applies on each balance transfer made in the first 90 days. An initial 3% fee applies; we'll then refund 1.31% within 90 days, so the effective fee is 1.69%. The refund applies for balance transfers in the first 90 days from when we open your account, after which a 3% fee applies for each balance transfer. 0% for 6 months from account opening on purchases.
Representative Example: If you borrow £1200 at a purchase rate of 18.95% p.a.(variable), you will pay 18.9% APR Representative (variable).

Bank of Scotland | Platinum Balance Transfer Card (32 Mths)

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Bank of Scotland
0.0% 16
Months
0.0% 0.0% 6
Months
18.9% APR
Representative variable
0% for up to 16 months from account opening on balance transfers within the first 90 days. Minimum £100 balance transfer. At least 51% of customers will get 0% on balance transfers for the first 16 months and a representative rate of 18.9% APR (variable). Others will get 0% on balance transfers for the first 9 months and a rate of 21.9% APR (variable), or 25.9% APR (variable). 0% fee on balance transfers within the first 90 days. 3% fee applies on each balance transfer made after the first 90 days. 0% for 6 months from account opening on purchases.
Representative Example: If you borrow £1200 at a purchase rate of 18.95% p.a.(variable), you will pay 18.9% APR Representative (variable).

Bank of Scotland | Platinum Balance Transfer Card (16 Mths)

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N/A N/A N/A N/A N/A 19.9% APR
Representative variable
Representative Example: If you borrow £1200 at a purchase rate of 19.95% p.a.(variable), you will pay 19.9% APR Representative (variable).

Bank of Scotland | Student Credit Card

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0.0% 6
Months
3.0% 0.0% 3
Months
25.9% APR
Representative variable
Representative Example: If you borrow £1200 at a purchase rate of 25.95% p.a.(variable), you will pay 25.9% APR Representative (variable).

Bank of Scotland | Classic Card - Branch

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