Motor Insurance Assumptions

The Policyholder...

• Has NOT been convicted of a non-motoring offence in the last five years. e.g. theft, dishonesty or fraud.
• Has disclosed to the DVLA any disability or medical condition that needs to be disclosed and has received approval to drive.
• Has NEVER been refused insurance, had any insurance cancelled or had any special terms imposed on an insurance policy of any kind.
• Has been driving regularly since the date their licence was issued.

The vehicle...

• Has NOT been modified from the manufacturer's standard specification.
• Is a standard model produced for sales in the UK market by the manufacturer
• Is NOT fitted with diplomatic plates
• Has not been registered as a 'Q' plate
• Was NOT manufactured or adapted, to carry more than 8 people.
• Is NOT a van or commercial vehicle
• Is NOT used for hire or reward

Any Additional Drivers...

• Have NOT been convicted of a non-motoring offence in the last five years. e.g. theft, dishonesty or fraud
• Have disclosed to the DVLA any disability or medical condition that needs to be disclosed and will have received approval to drive
• Have NEVER have been refused insurance, had any insurance cancelled or had any special terms imposed on an insurance policy of any kind
• Has been driving regularly since the date their licence was issued.