Home Assumptions

The Policyholder or holders...

• Have had insurance in your own name previously.
• Have never had insurance refused, declined, or cancelled.
• Have not had special conditions imposed on a previous policy
• Have not been declared bankrupt.
• You do not have a different correspondence address for that which they are looking to insure

The property...

• Is in the UK (excluding Northern Ireland)
• And the surrounding area has never suffered from subsidence, landslip, heave, flooding, river / coastal erosion.
• Has never suffered damage from tree roots.
• Is not in the process of being renovated and therefore currently unoccupied
• Is not used for any business purposes.
• And the contents are for use by the policyholder(s) family only
• Is your permanent home and is not a holiday or weekend home
• Has no existing damage, is in a good condition and will be maintained as such