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Virgin Money Mortgage

2yr 2.55% Fixed H/P LTV 75%

Compare Mortgages

About your Mortgage...

Purpose of mortgage:: ?

Buy a property

You intend to purchase a new property for owner occupation

Remortgage a property

You already have a property and mortgage and wish to switch to another lender. The existing loan is repaid by the new lender and a new one taken out. This can also be a way of releasing equity you have in the property

Buy a property to let

You intend to purchase a new property as an investment and rent out to tenants to provide an income and/or cover mortgage costs

Mortgage Amount:: ?

Mortgage amount required

Typically banks and building societies lend up to 3.5 to 4 times income, dependent on your current circumstances

Exception - Buy to let

Most lenders will be just be looking to ensure that your rental income can cover your mortgage repayments over the term of the mortgage

Estimated Property value:: ?

Value of property

The current market valuation of the property or the agreed purchase price

Are you a first-time buyer?: Yes No
?

First time buyer?

Select yes if you have never previously owned any property

Do you need to self certify your income?: Yes No
?

Self-certification

Select yes if you are self-employed and do not have access to documented proof of income

Do you have any other debt?: ?

Other debts

Please include any existing loans or credit cards. (not student loans)

In the last 12 months have you had any CCJs or IVA's, declared bankruptcy or missed any repayments?: Yes No
?

County Court Judgement

This could be issued against you if you owe someone money and have been unable to pay. Individual Voluntary Arrangement
Allows someone who is unable to pay their debts to continue in business without being made bankrupt. Missed repayments
It could affect your credit rating if you have ever missed any loan or mortgage repayments

About you...

Name:: Title: First name: Surname:

Date of birth:: Day: Month: Year:

Contact No:
Email:

Address Line 1:
Postcode:

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Virgin Money

Thank you for choosing Virgin Money - 2yr 2.55% Fixed H/P LTV 75%

For information about this product, please complete our comparison form.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it

Money Expert does not provide advice and you should seek a personal illustration to fully understand all of the terms and conditions applicable in your individual situation

Virgin Money Mortgage

2yr 2.55% Fixed H/P LTV 75%

Compare Mortgages

Buy a property

Remortgage a property

Buy a property to let

Mortgage amount required

Exception - Buy to let

Value of property

First time buyer?

Self-certification

Other debts

County Court Judgement

Money

Insurance

Debt

Utilities

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