Thank you for choosing Cheltenham & Gloucester - 2yr 3.14% Fixed H/P LTV 75% Direct. For information about this product, please complete the form below.
You intend to purchase a new property for owner occupation
You already have a property and mortgage and wish to switch to another lender. The
existing loan is repaid by the new lender and a new one taken out. This can also
be a way of releasing equity you have in the property,
You intend to purchase a new property as an investment and rent out to tenants to
provide an income and/or cover mortgage costs
Typically banks and building societies lend up to 3.5 to 4 times income, dependent
on your current circumstances.
Most lenders will be just be looking to ensure that your rental income can cover
your mortgage repayments over the term of the mortgage.
The current market valuation of the property or the agreed purchase price
Select yes if you have never previously owned any property.
Select yes if you are self-employed and do not have access to documented proof of
Please include any existing loans or credit cards. (not student loans)
This could be issued against you if you owe someone money and have been unable
Allows someone who is unable to pay their debts to continue in business without
being made bankrupt.
It could affect your credit rating if you have ever missed any loan or mortgage
Your privacy is important to us. We only ask for this information so we can find
the best solution for you.