Debt has become more socially acceptable than ever before, according to a debt advice charity.
According to the Consumer Credit Counselling Service, this rise in acceptance may be partly attributable to the increased number of people attending university.
A spokesman for the charity says it is "almost impossible" to go to university and not come out with some debt.
"Once people are used to the idea of debt then its easier for them in the future, to take up credit cards and personal loans, because the stigma has already been removed by taking out student loans during university," he explained.
He added that budgeting and keeping a tight rein on outgoings are essential skills to avoid getting into debt by overspending on credit facilities.
Students starting university this year face a total debt of £3.2bn upon graduation, according to This is Money.
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